What’s the Penalty for Driving Without Insurance in Your State?

You will be personally liable for medical expenses and property damages in case of an accident if you do not have an auto insurance policy. Every driver in all the states of the USA is required to purchase an auto insurance policy. You can drive without an auto insurance policy in New Hampshire state only. The injured party can sue you in court for the damages and injuries caused by you. It is against the state law if you are caught driving without auto insurance in any state of the USA except New Hampshire. In Virginia, you can drive without auto insurance but you need to pay $500 for the privilege of driving uninsured.

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What happens if you are caught driving without auto insurance?

Penalties for driving without auto insurance depend upon the state where you live. Penalties for driving without auto insurance include:

Fine
Jail time
Points on your license
Suspension or cancellation of license
Suspension of registration or plates
Having your vehicle impounded
Reinstatement fees and court fees
You may be required to file an SR-22 with the state. It is a document that proves that you have auto insurance. Your auto insurance policy will be expensive if you are required to file an SR-22.

There are different types of penalties for driving without auto insurance according to your state.

States	Penalties for driving without auto insurance
Alabama	Fine of $500 or more Suspension of registration
Alaska	Fine of $500 Suspension of license Jail of 90 days The requirement to file an SR-22
Arizona	Fine of $500-1000 Suspension of license Suspension of registration
Arkansas	Fine of minimum $500 Suspension of registration
California	Fine of $100-250 Having your vehicle impounded
Colorado	Fine of $500 Suspension of license
Connecticut	Fine of $100-200 Jail of 90 days Suspension of registration Suspension of license
Delaware	Fine of $1000-3000 Suspension of registration Suspension of license Suspension of number plates
Florida	Fine of $30-100 Suspension of registration Suspension of license Suspension of number plates The requirement to file an SR-22
Georgia	Fine of $200-1000 Jail of one year Suspension of registration Suspension of license The requirement to file an SR-22
Hawaii	Fine of $500 Suspension of license The requirement to file an SR-22
Idaho	Fine of $100 Suspension of license The requirement to file an SR-22
Illinois	Fine of $500-1000 Suspension of registration Suspension of license
Indiana	Fine of $300-1000 Suspension of license The requirement to file an SR-22
Iowa	Fine of $300 Suspension of number plates Having your vehicle impounded
Kansas	Fine of $300-1000 Jail of 6 months Suspension of registration Suspension of license
Kentucky	Fine of $500 to $1000 Jail of 90 days Suspension of registration Suspension of license
Louisiana	Fine of $150-800 Jail of 30 days Having your vehicle impounded Suspension of number plates
Maine	Fine of $50-500 Suspension of registration Suspension of license The requirement to file an SR-22
Maryland	Fine of $1000-2500 Suspension of registration Suspension of number plates Jail of 6 months
Massachusetts	Fine of $1000-5000 Jail of one year Suspension of license
Michigan	Fine of $200-600 Jail of one year Suspension of license
Minnesota	Fine of $200-1000 Jail of 90 days Suspension of registration Suspension of license Having your vehicle impounded
Mississippi	Fine of $500 Suspension of license
Missouri	Fine of $300- 500 Jail of 15 days Suspension of license Suspension of registration
Montana	Fine of $200-500 Jail of 10 days
Nebraska	Fine of $50-100 Jail of 6 months Suspension of license Suspension of registration The requirement to file an SR-22
Nevada	Fine of $200-1000 Suspension of license Suspension of registration The requirement to file an SR-22
New Jersey	Fine of $250-1000 Suspension of license
New Mexico	Fine of $200-1000 Suspension of registration Cancellation of number plates
New York	Fine of $200-1500 Jail of 15 days Suspension of registration Suspension of license Having your vehicle impounded
North Carolina	Fine of $100-1000 Suspension of license Suspension registration Cancellation of number plates
North Dakota	Fine of $200-5000 Suspension of registration Suspension of registration
Ohio	Fine of $150-700 Suspension of license The requirement to file an SR-22
Oklahoma	Fine of $200-300 Jail of 30 days Cancellation of registration Cancellation of number plates
Oregon	Fine of $100-1000 Suspension of registration Suspension of license Having your vehicle impounded The requirement to file an SR-22
Pennsylvania	Fine of $100-300 Suspension of license Suspension of registration Having your vehicle impounded
Rhode Island	Fine of $100-1000 Suspension of license Suspension of registration The requirement to file an SR-22
South Carolina	Fine of $100-600 Suspension of license Suspension of registration Cancellation of number plates The requirement to file an SR-22
South Dakota	Fine of $100-550 Jail of 30 days Suspension of license The requirement to file an SR-22
Tennessee	Fine of $20-300 Suspension of license Cancellation of registration
Texas	Fine of $150-400 The requirement to file an SR-22
Utah	Fine of $300-1000 Suspension of license Suspension of registration
Vermont	Fine of $20-500
Virginia	Fine of $500 Suspension of registration Suspension of license The requirement to file an SR-22
Washington	Fine of $500 Cancellation of license
West Virginia	Fine of $250-5000 Jail of minimum 15 days to maximum one year Cancellation of registration Suspension of license
Wisconsin	Fine of $500 Suspension of license Cancellation of registration
Wyoming	Fine of $200-1500 Jail of 6 months Suspension of registration Suspension of license

It is the biggest mistake when you assume that all the companies are the same and provide the same services. You should compare the services offered by different car insurance companies before purchasing the car insurance policy.

At MyMoneyMyQuotes.com, consumers can shop and compare auto insurance quotes online for free and find the best and cheap rates for their coverage needs for an auto insurance policy.