How to get an anti-theft discount on your car insurance

How to get an anti-theft discount on your car insurance

Anti-theft devices protect your car from theft. Anti-theft devices lower the risk of car theft. Most car insurance companies offer discounts on anti-theft devices. Drivers can save 15-20% on monthly car insurance premiums by installing anti-theft devices. 

How anti-theft discounts work?

Car insurance companies offer anti-theft devices for:

  1. Factory-installed anti-theft devices
  2. Anti-theft devices installed after the purchase of the car.

Anti-theft device discounts vary according to the type of device installed in your car and the state where you live. To get the anti-theft device discounts, proof of installed devices may be required. 

Some car insurance companies offer anti-theft discounts on comprehensive coverage not on the entire car insurance policy. 

Types of anti-theft devices

Car insurance companies offer anti-theft devices discounts on the following types of anti-theft devices:

  • Manual disabling devices

Manual disabling devices prevent the car from being driven. These devices reduce the risk of car theft. The important feature of manual disabling devices is the steering wheel lock. 

Advantages of manual disabling devices:

  1. Manual disabling devices are easy to use.
  2. Manual disabling devices are inexpensive anti-theft devices.
  3. Manual disabling devices give protection against car theft
  4. Manual disabling devices help to get an anti-theft discount.
  • Automatic disabling devices

Automatic disabling devices work without the driver having to enable it. Most new vehicles have a smart key. The cost of replacement is high if you lose the key of the vehicle. 

Advantages of manual disabling devices:  

  1. Automatic disabling devices are highly effective.
  2. Automatic disabling devices give protection against car theft.
  3. Automatic disabling devices help to save on car insurance by getting an anti-theft discount.
  • Remote disabling devices

Remote disabling devices lock the brakes of the vehicle and these devices help the car owner to decelerate and downshift the vehicle. These anti-theft devices give protection against the hijacking of commercial vehicles. The cost of remote disabling devices is very high. 

Advantages of remote disabling devices

  1. Remote disabling devices are highly effective and easy to use.
  2. These devices give protection against car theft.
  3. Remote disabling devices also help to get an anti-theft discount on the car insurance policy.
  • Car alarms

By installing a car alarm in the car the owner can get an anti-theft discount on the car insurance policy. Car alarms do not give protection against car theft. Car alarms are annoying and ineffective devices rarely found in the new cars. 

  • VIN Etching

The best anti-theft device to save on car insurance is etching your VIN (Vehicle Identification Number) onto the window of your vehicle. If you have a unique VIN then it allows the police to identify your car. It also reduces the chances of car theft. VIN Etching is the cheapest anti-theft device. You can permanently inscribe the VIN onto the window of your vehicle by using a stencil and chemical. This process is quick and easy. You can inscribe the VIN through a cheap at-home etching kit or you can ask the police to become in some states police offer free service. You can also use the UV VIN labeling method as an alternative to VIN Etching. UV VIN means to inscribe the VIN on all the body parts of the vehicle by the ink that can be seen only under the ultraviolet right. 

Advantages of VIN Etching

  1. It is quick and easy to use.
  2. It helps to get the anti-theft discount.
  3. It is the cheapest method that protects against car theft.
  • OnStar and other vehicle tracking devices

By installing the tracking devices such as GPS trackers in your vehicle you can easily track your stolen car. You can purchase a battery-powered or hard-wired GPS tracker to install in your car which helps to track the location of your vehicle. These devices are also helpful to remember the parking space or keep tabs on the teenagers. 

OnStar is a subscription device that comes in new GM vehicles. The OnStar device gives a remote signal to the company if the vehicle gets stolen that blocks the engine from starting. Onstar devices also slow down the car if it gets stolen. 

Advantages of Onstar and other tracking devices

  1. You can track your vehicle anywhere by installing tracking devices in your car.
  2. These types of anti-theft devices are easy to operate.
  3. These devices are cheapest and give protection against car theft.
  4. You can get an anti-theft discount by installing OnStar or other tracking devices in your vehicle.
  • Vehicle recovery devices

A vehicle recovery device is a small transmitter that can be installed in the car. This device helps to find the stolen car. 

Advantages of vehicle recovery devices

  1. These devices give protection against car theft.
  2. By installing vehicle recovery devices such as LoJack the owner can get an anti-theft discount on the car insurance policy. 

If you are looking for an auto insurance, MyMoneyMyQuotes.com can help in making a informed decision. MyMoneyMyQuotes.com provides free insurance quotes. You can compare insurance quotes to find the best suitable deal for your needs.

MyMoneyMyQuotes

MyMoneyMyQuotes

Leave a Reply

Your email address will not be published. Required fields are marked *