How rental car companies try to scam?
Rental car companies earn most income by selling you extras such as prepaid gas fill-ups, transponders, rental car insurance policy, etc. You can avoid paying for these extras because they just increase your expenses. You should read the agreement carefully before signing it and get the total charges in the writing. MyMoneyMyQuotes team guides you about the scams you should avoid when you are renting a car. Rental car companies manipulate you and sell those things that you do not need to purchase. You should avoid purchasing the following to cut down your extra expenses:
Supplementary liability insurance
Supplementary liability insurance protects you against the property damages and injuries to others caused by you in an accident. You have no need to purchase supplementary liability insurance if you have a personal car insurance policy. Supplementary liability insurance is an extra coverage offered by rental car companies which is not required by you if you are insured under the car insurance policy. You should avoid paying extra for supplementary liability insurance to rental car companies.
Personal accident insurance
Personal accident insurance helps to cover the medical expenses to you and your passengers in case of an accident. Personal accident insurance also includes death-related benefits. If your car insurance policy covers you and your passengers then you have no need to purchase personal accident insurance from rental car companies. If medical expenses of you and your passengers are also covered under the health insurance or life insurance policy then it will be an extra expense for you to purchase personal accident insurance from the rental car companies. If your car insurance policy includes personal injury protection then you should avoid purchasing personal accident insurance.
Personal effects coverage
Most rental car companies try to sell personal effects coverage to you which helps to cover the theft of personal items from the rental car. If you have renters or homeowners insurance then you have no need to purchase personal effects coverage from rental car companies because your homeowners’ insurance or renters insurance covers your personal items.
Loss damage waiver
Sometimes your credit card company offers you a loss damage waiver which helps to recover the losses incurred from the theft of the rental car. You should ask your credit card company to know whether they provide loss damage waiver coverage to you or not. If your credit card company does not offer you a loss damage waiver then you can get cheap loss damage cover from the travel insurance company. You should avoid paying the rental car company for loss damage waiver coverage.
International rental car insurance
You should avoid purchasing international rental car insurance from a rental car company. Some rental car companies try to scam to sell international car insurance by saying that insurance policy purchased in another country does not cover the rental car.
Rental car companies send you a bill for damages you did not cause while renting a car
Sometimes rental car companies send you bills for damages that you did not cause while renting a car. You can request for the time-stamped photos that were just before when you drove the car off the lot. You can prove that damages were not there when you returned the car to the rental car company. You can also protect yourself from the rental car scam by taking photos of the car after renting a car and drop off the car to the rental company. You should also click the pictures of the interiors and exteriors at the time of pick up and return the car to the rental car company. It is good to check the vehicle properly before renting the vehicle.
Rental car companies try to upsell you at the counter
You should avoid prepaying to fill the gas tank. It can put extra expenses in your pocket. Sometimes rental car companies try to upsell you at the counter but you should resist attempts to upsell you on a larger car when you are renting a car. Some rental car companies require you to pay mandatory insurance fees. If your personal auto insurance policy covers your rental vehicle then you should avoid paying mandatory insurance fees.
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