Cheap Car Insurance in Wisconsin
It is mandatory to get car insurance in Wisconsin for drivers to drive legally in the state. Different companies in Wisconsin provide car insurance at different rates. According to data gathered by MyMoneyMyQuotes following are the cheap car insurance providers that offer car insurance at affordable rates in Wisconsin:
| Name of the Company | Average annual car insurance premiums |
| Travelers | $817 |
| Partners Mutual | $877 |
| USAA | $878 |
| SECURA Insurance | $907 |
| West Bend Mutual | $925 |
| State Farm | $987 |
| Integrity Mutual | $1028 |
| Rockford Mutual | $1079 |
| Nationwide | $1112 |
| Pekin Insurance | $1137 |
| Auto-Owners | $1142 |
| Progressive | $1207 |
| General Casualty | $1216 |
| Western National | $1237 |
| Auto Club Group | $1355 |
| GEICO | $1366 |
| Acuity | $1414 |
| American Family | $1446 |
| Encompass | $1832 |
| Safeco | $1895 |
| Sentry | $1970 |
| State Auto | $2076 |
| Farmers | $2190 |
| Metropolitan | $2280 |
| Allstate | $2307 |
Cheap car insurance in Wisconsin for good drivers
Car insurance companies may charge high car insurance premiums from drivers in Wisconsin with histories of speeding tickets, at-fault accidents, or DUI citations. Car insurance companies in Wisconsin provide discounts on car insurance premiums to those who have a good driving history but discount rates vary from company to company. You can save money on a car insurance policy in Wisconsin by maintaining a good driving record. Most auto insurance companies in Wisconsin provide a 5-10% good driver discount to those having a good driving history without violations.
- Drivers with no traffic ticket may save $260 on car insurance premiums in Wisconsin.
- Drivers may save $547 on car insurance premiums if they have an accident-free record in Wisconsin.
- By maintaining a good credit history you may save $856 on car insurance premiums in Wisconsin.
Cheap car insurance for inexperienced drivers in Wisconsin
Most auto insurance providers may charge high auto insurance premiums in Wisconsin from young or inexperienced drivers because inexperienced drivers are riskier for auto insurance companies than experienced drivers. Auto insurance premiums in Wisconsin vary according to the age of the drivers. Some companies charge high auto insurance cost from young drivers in Wisconsin.
| Age | Average annual auto insurance premiums with parents | Average annual auto insurance premiums for young drivers alone |
| 16 | $3312 | $6685 |
| 17 | $3017 | $5112 |
| 18 | $2968 | $4546 |
| 19 | $2618 | $2476 |
Affordable auto insurance in Wisconsin for high-risk drivers
Car insurance companies in Wisconsin charge high auto insurance premiums from those drivers who have a bad driving history as compared to the drivers those who have no at-fault accidents, speeding tickets, or DUIs. Drivers with a good driving record in Wisconsin can save money on auto insurance policies because auto insurance companies check the driving record of the past 3 to 5 years to decide the car insurance cost. Drivers with a good driving history in Wisconsin may get discounts on car insurance policies.
| Rating factor | Average annual car insurance premium |
| At-Fault Accident | $1579 |
| DUI | $1675 |
| Speeding Violation | $1295 |
| Bad Credit | $1887 |
Best car insurance companies in Wisconsin
Car insurance prices in Wisconsin may vary from company to company. Some companies in Wisconsin charge lower car insurance premiums than others. To get the best auto insurance policy in Wisconsin you should check the reputation and services of the insurance companies because finding an affordable car insurance policy is not just enough. You can find the best auto insurance company in Wisconsin by comparing car insurance quotes from different car insurance providers. According to the data gathered by the MyMoneyMyQuotes following are the best car insurance providers in Wisconsin:
- Acuity
- Allstate
- American Family
- Auto-Owners
- Erie
- Farmers
- GEICO
- Liberty Mutual
- MetLife
- Progressive
- Safeco
- State Farm
- Travelers
- USAA
What auto insurance coverage is mandatory to purchase for drivers in Wisconsin?
The average annual cost to get the minimum required coverage in Wisconsin may be around $411. The minimum required coverage for drivers in Wisconsin to drive legally in the state is:
Coverage type |
Coverage limit |
| Bodily injury coverage per person | $25000 |
| Bodily injury per accident | $50000 |
| Property damage per accident | $10000 |
The state minimum auto insurance requirements in Wisconsin
The state minimum auto insurance coverage requirement in Wisconsin is liability coverage.
- $25000 bodily injury coverage per person is required in Wisconsin.
- $50000 bodily injury coverage per accident is required in Wisconsin.
- $10000 property damage coverage per accident is required in Wisconsin.
Other types of optional coverages in Wisconsin are:
- Comprehensive
- Collision
- Roadside Assistance
- Loan/Lease Payoff
- Rental Car Reimbursement
- Medical Payments
- Uninsured/Underinsured Motorist Bodily Injury
Fine for driving without car insurance in Wisconsin
If anyone caught driving without a car insurance policy in Wisconsin then police may charge a fine.
Car insurance prices by cities in Wisconsin
Car insurance premiums in Wisconsin may vary from city to city. In some cities of Wisconsin, car insurance prices are high compared to others.
| City | Average annual insurance premiums |
| Milwaukee | $1593 |
| Greenfield | $1262 |
| Kenosha | $1224 |
| Oak Creek | $1190 |
| Franklin | $1170 |
| Madison | $1155 |
| Brookfield | $1129 |
| Menomonee Falls | $1116 |
| La Crosse | $1106 |
| New Berlin | $1085 |
| West Bend | $1080 |
| Wausau | $1076 |
| Waukesha | $1070 |
| Eau Claire | $1065 |
| Manitowoc | $1060 |
| Janesville | $1058 |
| Beloit | $1050 |
| Fond du Lac | $1020 |
| Oshkosh | $1003 |
| Green Bay | $989 |
| Appleton | $987 |
| Sheboygan | $979 |
If you are looking for a car insurance deal in Wisconsin, you can compare car insurance quotes provided for free by MyMoneyMyQuotes.com to get yourself the best possible deal.
