Cheap Car Insurance in Wisconsin

Cheap Car Insurance in Wisconsin

It is mandatory to get car insurance in Wisconsin for drivers to drive legally in the state. Different companies in Wisconsin provide car insurance at different rates. According to data gathered by MyMoneyMyQuotes following are the cheap car insurance providers that offer car insurance at affordable rates in Wisconsin:

Name of the Company Average annual car insurance premiums
Travelers $817
Partners Mutual $877
USAA $878
SECURA Insurance $907
West Bend Mutual $925
State Farm $987
Integrity Mutual $1028
Rockford Mutual $1079
Nationwide $1112
Pekin Insurance $1137
Auto-Owners $1142
Progressive $1207
General Casualty $1216
Western National $1237
Auto Club Group $1355
GEICO $1366
Acuity $1414
American Family $1446
Encompass $1832
Safeco $1895
Sentry $1970
State Auto $2076
Farmers $2190
Metropolitan $2280
Allstate $2307

Cheap car insurance in Wisconsin for good drivers 

Car insurance companies may charge high car insurance premiums from drivers in Wisconsin with histories of speeding tickets, at-fault accidents, or DUI citations. Car insurance companies in Wisconsin provide discounts on car insurance premiums to those who have a good driving history but discount rates vary from company to company. You can save money on a car insurance policy in Wisconsin by maintaining a good driving record. Most auto insurance companies in Wisconsin provide a 5-10% good driver discount to those having a good driving history without violations.

  • Drivers with no traffic ticket may save $260 on car insurance premiums in Wisconsin.
  •  Drivers may save $547 on car insurance premiums if they have an accident-free record in Wisconsin.
  •  By maintaining a good credit history you may save $856 on car insurance premiums in Wisconsin. 

Cheap car insurance for inexperienced drivers in Wisconsin

Most auto insurance providers may charge high auto insurance premiums in Wisconsin from young or inexperienced drivers because inexperienced drivers are riskier for auto insurance companies than experienced drivers.  Auto insurance premiums in Wisconsin vary according to the age of the drivers. Some companies charge high auto insurance cost from young drivers in Wisconsin. 

Age Average annual auto insurance premiums with parents Average annual auto insurance premiums for young drivers alone
16 $3312 $6685
17 $3017 $5112
18 $2968 $4546
19 $2618 $2476

Affordable auto insurance in Wisconsin for high-risk drivers

Car insurance companies in Wisconsin charge high auto insurance premiums from those drivers who have a bad driving history as compared to the drivers those who have no at-fault accidents, speeding tickets, or DUIs. Drivers with a good driving record in Wisconsin can save money on auto insurance policies because auto insurance companies check the driving record of the past 3 to 5 years to decide the car insurance cost. Drivers with a good driving history in Wisconsin may get discounts on car insurance policies.

Rating factor Average annual car insurance premium
At-Fault Accident $1579
DUI $1675
Speeding Violation $1295
Bad Credit $1887

Best car insurance companies in Wisconsin

Car insurance prices in Wisconsin may vary from company to company. Some companies in Wisconsin charge lower car insurance premiums than others. To get the best auto insurance policy in Wisconsin you should check the reputation and services of the insurance companies because finding an affordable car insurance policy is not just enough. You can find the best auto insurance company in Wisconsin by comparing car insurance quotes from different car insurance providers. According to the data gathered by the MyMoneyMyQuotes following are the best car insurance providers in Wisconsin:

  1. Acuity
  2. Allstate
  3. American Family
  4. Auto-Owners
  5. Erie
  6. Farmers
  7. GEICO
  8. Liberty Mutual
  9. MetLife
  10. Progressive
  11. Safeco
  12. State Farm
  13. Travelers
  14. USAA

What auto insurance coverage is mandatory to purchase for drivers in Wisconsin?

The average annual cost to get the minimum required coverage in Wisconsin may be around $411.  The minimum required coverage for drivers in Wisconsin to drive legally in the state is:

Coverage type

Coverage limit

Bodily injury coverage per person $25000
Bodily injury per accident $50000
Property damage per accident $10000

The state minimum auto insurance requirements in Wisconsin

The state minimum auto insurance coverage requirement in Wisconsin is liability coverage.

  1. $25000 bodily injury coverage per person is required in Wisconsin.
  2. $50000 bodily injury coverage per accident is required in Wisconsin.
  3. $10000 property damage coverage per accident is required in Wisconsin.

Other types of optional coverages in Wisconsin are:

  1. Comprehensive
  2. Collision
  3. Roadside Assistance
  4. Loan/Lease Payoff
  5. Rental Car Reimbursement
  6. Medical Payments
  7. Uninsured/Underinsured Motorist Bodily Injury

Fine for driving without car insurance in Wisconsin

If anyone caught driving without a car insurance policy in Wisconsin then police may charge a fine.

Car insurance prices by cities in Wisconsin

Car insurance premiums in Wisconsin may vary from city to city. In some cities of Wisconsin, car insurance prices are high compared to others.

City Average annual insurance premiums
Milwaukee $1593
Greenfield $1262
Kenosha $1224
Oak Creek $1190
Franklin $1170
Madison $1155
Brookfield $1129
Menomonee Falls $1116
La Crosse $1106
New Berlin $1085
West Bend $1080
Wausau $1076
Waukesha $1070
Eau Claire $1065
Manitowoc $1060
Janesville $1058
Beloit $1050
Fond du Lac $1020
Oshkosh $1003
Green Bay $989
Appleton $987
Sheboygan $979

If you are looking for a car insurance deal in Wisconsin, you can compare car insurance quotes provided for free by MyMoneyMyQuotes.com to get yourself the best possible deal.

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