Cheap Car Insurance in Vermont

Cheap Car Insurance in Vermont

It is mandatory to get car insurance in Vermont for drivers to drive legally in the state. Different companies in Vermont provide car insurance at different rates. According to data gathered by MyMoneyMyQuotes following are the cheap car insurance providers that offer car insurance at affordable rates in Vermont:

Name of the Company Average annual car insurance premiums
Safeco $477
Cal Casualty $514
The Hartford $637
Travelers $738
USAA $955
Unitrin $970
Union Mutual Fire Group $1020
Concord Group $1020
Co-Operative $1037
Vermont Mutual $1090
MetLife $1110
GEICO $1270
State Farm $1283
Nationwide $1305
Dairyland $1517
Progressive $1737
National Grange Mutual $1745
Allstate $2030
Metropolitan $2065

Cheap car insurance in Vermont for good drivers 

Car insurance companies may charge high car insurance premiums from drivers in Vermont with histories of speeding tickets, at-fault accidents, or DUI citations. Car insurance companies in Vermont provide discounts on car insurance premiums to those who have a good driving history but discount rates vary from company to company. You can save money on a car insurance policy in Vermont by maintaining a good driving record. Most auto insurance companies in Vermont provide a 5-10% good driver discount to those having a good driving history without violations.

  • Drivers with no traffic ticket may save $186 on car insurance premiums in Vermont.
  •  Drivers may save $480 on car insurance premiums if they have an accident-free record in Vermont.
  •  By maintaining a good credit history you may save $916 on car insurance premiums in Vermont

Cheap car insurance for inexperienced drivers in Vermont

Most auto insurance providers may charge high auto insurance premiums in Vermont from young or inexperienced drivers because inexperienced drivers are riskier for auto insurance companies than experienced drivers.  Auto insurance premiums in Vermont vary according to the age of the drivers. Some companies charge high auto insurance costs from young drivers in Vermont. 

Age Average annual auto insurance premiums with parents Average annual auto insurance premiums for young drivers alone
16 $4770 $5082
17 $4557 $4390
18 $4660 $4125
19 $3930 $2806

Affordable auto insurance in Vermont for high-risk drivers

Car insurance companies in Vermont charge high auto insurance premiums from those drivers who have a bad driving history as compared to the drivers those who have no at-fault accidents, speeding tickets, or DUIs. Drivers with a good driving record in Vermont can save money on auto insurance policies because auto insurance companies check the driving record of the past 3 to 5 years to decide the car insurance cost. Drivers with a good driving history in Vermont may get discounts on car insurance policies.

Rating factor Average annual car insurance premium
At-Fault Accident $1509
DUI $1706
Speeding Violation $1212
Bad Credit $1944

Best car insurance companies in Vermont

Car insurance prices in Vermont may vary from company to company. Some companies in Vermont charge lower car insurance premiums than others. To get the best auto insurance policy in Vermont you should check the reputation and services of the insurance companies because finding an affordable car insurance policy is not just enough. You can find the best auto insurance company in Vermont by comparing car insurance quotes from different car insurance providers. According to the data gathered by the MyMoneyMyQuotes following are the best car insurance providers in Vermont:

  1. Allstate
  2. Cal Casualty
  3. Co-Operative Insurance
  4. Concord
  5. GEICO
  6. Liberty Mutual
  7. MetLife
  8. MMG Insurance
  9. Nationwide
  10. Safeco
  11. State Farm
  12. The Hartford
  13. Travelers
  14. USAA
  15. Vermont Mutual

What auto insurance coverage is mandatory to purchase for drivers in Vermont?

The average annual cost to get the minimum required coverage in Vermont may be around $383.  The minimum required coverage for drivers in Vermont to drive legally in the state is:

Coverage type Coverage limit
Bodily injury coverage per person $25000
Bodily injury per accident $50000
Property damage per accident $10000

 The state minimum auto insurance requirements in Vermont

The state minimum auto insurance coverage requirement in Vermont is liability coverage.

  1. $25000 bodily injury coverage per person is required in Vermont.
  2. $50000 bodily injury coverage per accident is required in Vermont.
  3. $10000 property damage coverage per accident is required in Vermont.

Other types of optional coverages in Vermont are:

  1. Comprehensive
  2. Collision
  3. Roadside Assistance
  4. Loan/Lease Payoff
  5. Rental Car Reimbursement
  6. Medical Payments

Fine for driving without car insurance in Vermont

If anyone caught driving without a car insurance policy in Vermont then police may charge a fine.

Car insurance prices by cities in Vermont

Car insurance premiums in Vermont may vary from city to city. In some cities of Vermont, car insurance prices are high compared to others.

City Average annual insurance premiums
Newport $1185
Northfield $1178
Brattleboro $1165
Bellows Falls $1160
Barre $1159
Montpelier $1158
Swanton $1149
West Rutland $1148
White River Junction $1146
Bennington $1142
Burlington $1138
Essex Junction $1136
Springfield $1136
Bristol $1133
Vergennes $1132
Rutland $1126
South Burlington $1125
Winooski $1124

If you are looking for a car insurance deal in Vermont, you can compare car insurance quotes provided for free by MyMoneyMyQuotes.com to get yourself the best possible deal.

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