Cheap Car Insurance in Utah
It is mandatory to get car insurance in Utah for drivers to drive legally in the state. Different companies in Utah provide car insurance at different rates. According to data gathered by MyMoneyMyQuotes following are the cheap car insurance providers that offer car insurance at affordable rates in Utah:
| Name of the Company | Average annual car insurance premiums |
| Bear River | $775 |
| Auto-Owners | $880 |
| USAA | $935 |
| Farm Bureau Mutual (IA Group) | $1017 |
| Safeco | $1045 |
| Allied | $1125 |
| Nationwide | $1236 |
| Cal Casualty | $1335 |
| GEICO | $1400 |
| Progressive | $1465 |
| American Family | $1483 |
| Unigard | $1504 |
| Travelers | $1509 |
| State Farm | $1865 |
| Allstate | $1980 |
| Metropolitan | $2295 |
| Farmers | $2367 |
| Encompass | $5163 |
Cheap car insurance in Utah for good drivers
Car insurance companies may charge high car insurance premiums from drivers in Utah with histories of speeding tickets, at-fault accidents, or DUI citations. Car insurance companies in Utah provide discounts on car insurance premiums to those who have a good driving history but discount rates vary from company to company. You can save money on a car insurance policy in Utah by maintaining a good driving record. Most auto insurance companies in Utah provide a 5-10% good driver discount to those having a good driving history without violations.
- Drivers with no traffic ticket may save $184 on car insurance premiums in Utah.
- Drivers may save $463 on car insurance premiums if they have an accident-free record in Utah.
- By maintaining a good credit history you may save $1175 on car insurance premiums in Utah.
Cheap car insurance for inexperienced drivers in Utah
Most auto insurance providers may charge high auto insurance premiums in Utah from young or inexperienced drivers because inexperienced drivers are riskier for auto insurance companies than experienced drivers. Auto insurance premiums in Utah vary according to the age of the drivers. Some companies charge high auto insurance cost from young drivers in Utah.
| Age | Average annual auto insurance premiums with parents | Average annual auto insurance premiums for young drivers alone |
| 16 | $5962 | $5810 |
| 17 | $5659 | $5015 |
| 18 | $5685 | $4385 |
| 19 | $4875 | $2677 |
Affordable auto insurance in Utah for high-risk drivers
Car insurance companies in Utah charge high auto insurance premiums from those drivers who have a bad driving history as compared to the drivers those who have no at-fault accidents, speeding tickets, or DUIs. Drivers with a good driving record in Utah can save money on auto insurance policies because auto insurance companies check the driving record of the past 3 to 5 years to decide the car insurance cost. Drivers with a good driving history in Utah may get discounts on car insurance policies.
| Rating factor | Average annual car insurance premium |
| At-Fault Accident | $1555 |
| DUI | $1527 |
| Speeding Violation | $1275 |
| Bad Credit | $2265 |
Best car insurance companies in Utah
Car insurance prices in Utah may vary from company to company. Some companies in Utah charge lower car insurance premiums than others. To get the best auto insurance policy in Utah you should check the reputation and services of the insurance companies because finding affordable car insurance policy is not just enough. You can find the best auto insurance company in Utah by comparing car insurance quotes from different car insurance providers. According to the data gathered by the MyMoneyMyQuotes following are the best car insurance providers in Utah:
- Allied
- Allstate
- American Family
- Bear River
- Encompass
- Farmers
- GEICO
- Liberty Mutual
- MetLife
- Nationwide
- Progressive
- State Farm
- Travelers
- Unigard
- USAA
What auto insurance coverage is mandatory to purchase for drivers in Utah?
The average annual cost to get the minimum required coverage in Utah may be around $606. The minimum required coverage for drivers in Utah to drive legally in the state is:
| Coverage type | Coverage limit |
| Bodily injury coverage per person | $25000 |
| Bodily injury per accident | $65000 |
| Property damage per accident | $15000 |
The state minimum auto insurance requirements in Utah
The state minimum auto insurance coverage requirement in Utah is liability coverage.
- $25000 bodily injury coverage per person is required in Utah.
- $65000 bodily injury coverage per accident is required in Utah.
- $15000 property damage coverage per accident is required in Utah.
Other types of optional coverages in Utah are:
- Comprehensive
- Collision
- Roadside Assistance
- Loan/Lease Payoff
- Rental Car Reimbursement
- Uninsured/Underinsured Motorist Bodily Injury
- Uninsured/Underinsured Motorist Property Damage
Fine for driving without car insurance in Utah
If anyone caught driving without a car insurance policy in Utah then police may charge a fine.
Car insurance prices by cities in Utah
Car insurance premiums in Utah may vary from city to city. In some cities of Utah, car insurance prices are high compared to others.
| City | Average annual insurance premiums |
| West Valley City | $1580 |
| Kearns | $1560 |
| Salt Lake City | $1536 |
| Taylorsville | $1522 |
| Millcreek | $1515 |
| West Jordan | $1468 |
| Cottonwood Heights | $1455 |
| Orem | $1442 |
| Provo | $1412 |
| Draper | $1409 |
| Sandy | $1405 |
| South Jordan | $1405 |
| Bountiful | $1352 |
| Ogden | $1350 |
| Lehi | $1344 |
| Roy | $1336 |
| Clearfield | $1327 |
| Layton | $1322 |
| Logan | $1210 |
If you are looking for a car insurance deal in Utah, you can compare car insurance quotes provided for free by MyMoneyMyQuotes.com to get yourself the best possible deal.
