Cheap Car Insurance in South Carolina

Cheap Car Insurance in South Carolina

It is mandatory to get car insurance in South Carolina for drivers to drive legally in the state. Different companies in South Carolina provide car insurance at different rates. According to data gathered by MyMoneyMyQuotes following are the cheap car insurance providers that offer car insurance at affordable rates in South Carolina:

Name of the Company Average annual car insurance premiums
The Hartford $766
USAA $1325
Travelers $1376
State Farm $1420
Southern Farm Bureau $1590
National Grange Mutual $1615
Allstate $1645
Progressive $1680
Nationwide $1779
State Auto $1849
GEICO $2025
Dairyland $2418
Bristol West $2560
Encompass $2687
Safe Auto $2860

Cheap car insurance in South Carolina for good drivers 

Car insurance companies may charge high car insurance premiums from drivers in South Carolina with histories of speeding tickets, at-fault accidents, or DUI citations. Car insurance companies in South Carolina provide discounts on car insurance premiums to those who have a good driving history but discount rates vary from company to company. You can save money on a car insurance policy in South Carolina by maintaining a good driving record. Most auto insurance companies in South Carolina provide a 5-10% good driver discount to those having a good driving history without violations.

  • Drivers with no traffic ticket may save $276 on car insurance premiums in South Carolina.
  •  Drivers may save $633 on car insurance premiums if they have an accident-free record in South Carolina.
  •  By maintaining a good credit history you may save $1399 on car insurance premiums in South Carolina

Cheap car insurance for inexperienced drivers in South Carolina

Most auto insurance providers may charge high auto insurance premiums in South Carolina from young or inexperienced drivers because inexperienced drivers are riskier for auto insurance companies than experienced drivers.  Auto insurance premiums in South Carolina vary according to the age of the drivers. Some companies charge high auto insurance costs from young drivers in South Carolina. 

Age Average annual auto insurance premiums with parents Average annual auto insurance premiums for young drivers alone
16 $5055 $6377
17 $4737 $5279
18 $4559 $4625
19 $4158 $3196

Affordable auto insurance in South Carolina for high-risk drivers

Car insurance companies in South Carolina charge high auto insurance premiums from those drivers who have a bad driving history as compared to the drivers those who have no at-fault accidents, speeding tickets, or DUIs. Drivers with a good driving record in South Carolina can save money on auto insurance policies because auto insurance companies check the driving record of the past 3 to 5 years to decide the car insurance cost. Drivers with a good driving history in South Carolina may get discounts on car insurance policies.

Rating factor Average annual car insurance premium
At-Fault Accident $2000
DUI $2070
Speeding Violation $1644
Bad Credit $2766

Best car insurance companies in South Carolina

Car insurance prices in South Carolina may vary from company to company. Some companies in South Carolina charge lower car insurance premiums than others. To get the best auto insurance policy in South Carolina you should check the reputation and services of the insurance companies because finding affordable car insurance policy is not just enough. You can find the best auto insurance company in South Carolina by comparing car insurance quotes from different car insurance providers. According to the data gathered by the MyMoneyMyQuotes following are the best car insurance providers in South Carolina:

  1. Allstate
  2. Auto-Owners
  3. Bristol West
  4. GEICO
  5. Liberty Mutual
  6. National Grange Mutual
  7. Nationwide
  8. Progressive
  9. Safeco
  10. Southern Farm Bureau
  11. State Auto
  12. State Farm
  13. The Hartford
  14. Travelers
  15. USAA

What auto insurance coverage is mandatory to purchase for drivers in South Carolina?

The average annual cost to get the minimum required coverage in South Carolina may be around $433.  The minimum required coverage for drivers in South Carolina to drive legally in the state is:

Coverage type Coverage limit
Bodily injury coverage per person $25000
Bodily injury per accident $50000
Property damage per accident $25000

 

The state minimum auto insurance requirements in South Carolina

The state minimum auto insurance coverage requirement in South Carolina is liability coverage.

  1. $25000 bodily injury coverage per person is required in South Carolina.
  2. $50000 bodily injury coverage per accident is required in South Carolina.
  3. $25000 property damage coverage per accident is required in South Carolina.

Other types of optional coverages in South Carolina are:

  1. Comprehensive
  2. Collision
  3. Roadside Assistance
  4. Loan/Lease Payoff
  5. Rental Car Reimbursement
  6. Medical Payments
  7. Underinsured Motorist Bodily Injury
  8. Underinsured Motorist Property Damage

Fine for driving without car insurance in South Carolina

If anyone caught driving without a car insurance policy in South Carolina then police may charge a fine.

Car insurance prices by cities in South Carolina

Car insurance premiums in South Carolina may vary from city to city. In some cities of South Carolina, car insurance prices are high compared to others.

City                                      Average annual insurance premiums
North Charleston $1512
Florence $1507
Summerville $1500
Goose Creek $1477
Charleston $1475
Columbia $1444
Rock Hill $1438
Myrtle Beach $1409
Mount Pleasant $1350
Spartanburg $1312
Greenville $1310
Anderson $1298
Taylors $1269
Hilton Head Island $1270
Aiken $1263
Greer $1258
Mauldin $1256
Easley $1238
Greenwood $1236
Simpsonville $1210

If you are looking for a car insurance deal in South Carolina, you can compare car insurance quotes provided for free by MyMoneyMyQuotes.com to get yourself the best possible deal.

MyMoneyMyQuotes

MyMoneyMyQuotes

Leave a Reply

Your email address will not be published. Required fields are marked *