Cheap Car Insurance in South Carolina
It is mandatory to get car insurance in South Carolina for drivers to drive legally in the state. Different companies in South Carolina provide car insurance at different rates. According to data gathered by MyMoneyMyQuotes following are the cheap car insurance providers that offer car insurance at affordable rates in South Carolina:
|Name of the Company||Average annual car insurance premiums|
|Southern Farm Bureau||$1590|
|National Grange Mutual||$1615|
Cheap car insurance in South Carolina for good drivers
Car insurance companies may charge high car insurance premiums from drivers in South Carolina with histories of speeding tickets, at-fault accidents, or DUI citations. Car insurance companies in South Carolina provide discounts on car insurance premiums to those who have a good driving history but discount rates vary from company to company. You can save money on a car insurance policy in South Carolina by maintaining a good driving record. Most auto insurance companies in South Carolina provide a 5-10% good driver discount to those having a good driving history without violations.
- Drivers with no traffic ticket may save $276 on car insurance premiums in South Carolina.
- Drivers may save $633 on car insurance premiums if they have an accident-free record in South Carolina.
- By maintaining a good credit history you may save $1399 on car insurance premiums in South Carolina.
Cheap car insurance for inexperienced drivers in South Carolina
Most auto insurance providers may charge high auto insurance premiums in South Carolina from young or inexperienced drivers because inexperienced drivers are riskier for auto insurance companies than experienced drivers. Auto insurance premiums in South Carolina vary according to the age of the drivers. Some companies charge high auto insurance costs from young drivers in South Carolina.
|Age||Average annual auto insurance premiums with parents||Average annual auto insurance premiums for young drivers alone|
Affordable auto insurance in South Carolina for high-risk drivers
Car insurance companies in South Carolina charge high auto insurance premiums from those drivers who have a bad driving history as compared to the drivers those who have no at-fault accidents, speeding tickets, or DUIs. Drivers with a good driving record in South Carolina can save money on auto insurance policies because auto insurance companies check the driving record of the past 3 to 5 years to decide the car insurance cost. Drivers with a good driving history in South Carolina may get discounts on car insurance policies.
|Rating factor||Average annual car insurance premium|
Best car insurance companies in South Carolina
Car insurance prices in South Carolina may vary from company to company. Some companies in South Carolina charge lower car insurance premiums than others. To get the best auto insurance policy in South Carolina you should check the reputation and services of the insurance companies because finding affordable car insurance policy is not just enough. You can find the best auto insurance company in South Carolina by comparing car insurance quotes from different car insurance providers. According to the data gathered by the MyMoneyMyQuotes following are the best car insurance providers in South Carolina:
- Bristol West
- Liberty Mutual
- National Grange Mutual
- Southern Farm Bureau
- State Auto
- State Farm
- The Hartford
What auto insurance coverage is mandatory to purchase for drivers in South Carolina?
The average annual cost to get the minimum required coverage in South Carolina may be around $433. The minimum required coverage for drivers in South Carolina to drive legally in the state is:
|Coverage type||Coverage limit|
|Bodily injury coverage per person||$25000|
|Bodily injury per accident||$50000|
|Property damage per accident||$25000|
The state minimum auto insurance requirements in South Carolina
The state minimum auto insurance coverage requirement in South Carolina is liability coverage.
- $25000 bodily injury coverage per person is required in South Carolina.
- $50000 bodily injury coverage per accident is required in South Carolina.
- $25000 property damage coverage per accident is required in South Carolina.
Other types of optional coverages in South Carolina are:
- Roadside Assistance
- Loan/Lease Payoff
- Rental Car Reimbursement
- Medical Payments
- Underinsured Motorist Bodily Injury
- Underinsured Motorist Property Damage
Fine for driving without car insurance in South Carolina
If anyone caught driving without a car insurance policy in South Carolina then police may charge a fine.
Car insurance prices by cities in South Carolina
Car insurance premiums in South Carolina may vary from city to city. In some cities of South Carolina, car insurance prices are high compared to others.
|City||Average annual insurance premiums|
|Hilton Head Island||$1270|