Cheap Car Insurance in Oregon
It is mandatory to get car insurance in Oregon for drivers to drive legally in the state. Different companies in Oregon provide car insurance at different rates. According to data gathered by MyMoneyMyQuotes following are the cheap car insurance providers that offer car insurance at affordable rates in Oregon:
| Name of the Company | Average annual car insurance premiums |
| Travelers | $938 |
| USAA | $1129 |
| Grange | $1130 |
| Cal Casualty | $1210 |
| State Farm | $1263 |
| Oregon Mutual | $1289 |
| Country | $1496 |
| Mutual Enumclaw | $1555 |
| Progressive | $1556 |
| Allied | $1615 |
| GEICO | $1804 |
| Encompass | $1858 |
| Farmers | $2006 |
| Allstate | $2066 |
| Metropolitan | $2280 |
| American Family | $2298 |
| Sentry | $2825 |
| Nationwide | $3028 |
| Safeco | $3495 |
Cheap car insurance in Oregon for good drivers
Car insurance companies may charge high car insurance premiums from drivers in Oregon with histories of speeding tickets, at-fault accidents, or DUI citations. Car insurance companies in Oregon provide discounts on car insurance premiums to those who have a good driving history but discount rates vary from company to company. You can save money on a car insurance policy in Oregon by maintaining a good driving record. Most auto insurance companies in Oregon provide a 5-10% good driver discount to those having a good driving history without violations.
- Drivers with no traffic ticket may save $339 on car insurance premiums in Oregon.
- Drivers may save $769 on car insurance premiums if they have an accident-free record in Oregon.
- By maintaining a good credit history you may save $1313 on car insurance premiums in Oregon.
Cheap car insurance for inexperienced drivers in Oregon
Most auto insurance providers may charge high auto insurance premiums in Oregon from young or inexperienced drivers because inexperienced drivers are riskier for auto insurance companies than experienced drivers. Auto insurance premiums in Oregon vary according to the age of the drivers. Some companies charge high auto insurance costs from young drivers in Oregon.
| Age | Average annual auto insurance premiums with parents | Average annual auto insurance premiums for young drivers alone |
| 16 | $5312 | $7650 |
| 17 | $4935 | $6320 |
| 18 | $4818 | $5119 |
| 19 | $4282 | $3270 |
Affordable auto insurance in Oregon for high-risk drivers
Car insurance companies in Oregon charge high auto insurance premiums from those drivers who have a bad driving history as compared to the drivers those who have no at-fault accidents, speeding tickets, or DUIs. Drivers with a good driving record in Oregon can save money on auto insurance policies because auto insurance companies check the driving record of the past 3 to 5 years to decide the car insurance cost. Drivers with a good driving history in Oregon may get discounts on car insurance policies.
| Rating factor | Average annual car insurance premium |
| At-Fault Accident | $2127 |
| DUI | $2480 |
| Speeding Violation | $1695 |
| Bad Credit | $2668 |
Best car insurance companies in Oregon
Car insurance prices in Oregon may vary from company to company. Some companies in Oregon charge lower car insurance premiums than others. To get the best auto insurance policy in Oregon you should check the reputation and services of the insurance companies because finding an affordable car insurance policy is not just enough. You can find the best auto insurance company in Oregon by comparing car insurance quotes from different car insurance providers. According to the data gathered by the MyMoneyMyQuotes following are the best car insurance providers in Oregon:
- Allstate
- American Family
- Amica
- Country
- Encompass
- Farmers
- GEICO
- Liberty Mutual
- MetLife
- Mutual Enumclaw
- Nationwide
- Progressive
- State Farm
- Travelers
- USAA
What auto insurance coverage is mandatory to purchase for drivers in Oregon?
The average annual cost to get the minimum required coverage in Oregon may be around $750. The minimum required coverage for drivers in Oregon to drive legally in the state is:
| Coverage type | Coverage limit |
| Bodily injury coverage per person | $25000 |
| Bodily injury per accident | $50000 |
| Property damage per accident | $20000 |
The state minimum auto insurance requirements in Oregon
The state minimum auto insurance coverage requirement in Oregon is liability coverage.
- $25000 bodily injury coverage per person is required in Oregon.
- $50000 bodily injury coverage per accident is required in Oregon.
- $20000 property damage coverage per accident is required in Oregon.
Other types of optional coverages in Oregon are:
- Comprehensive
- Collision
- Roadside Assistance
- Loan/Lease Payoff
- Rental Car Reimbursement
- Uninsured/Underinsured Motorist Bodily Injury
Fine for driving without car insurance in Oregon
If anyone caught driving without a car insurance policy in Oregon then police may charge a fine.
Car insurance prices by cities in Oregon
Car insurance premiums in Oregon may vary from city to city. In some cities of Oregon, car insurance prices are high compared to others.
| City | Average annual insurance premiums |
| Gresham | $1949 |
| Portland | $1790 |
| Aloha | $1657 |
| Beaverton | $1649 |
| Lake Oswego | $1632 |
| Woodburn | $1615 |
| Hillsboro | $1607 |
| Newberg | $1598 |
| Forest Grove | $1588 |
| Tualatin | $1587 |
| Salem | $1555 |
| Keizer | $1546 |
| McMinnville | $1535 |
| Bend | $1347 |
| Springfield | $1338 |
| Albany | $1336 |
| Grants Pass | $1333 |
| Eugene | $1330 |
| Medford | $1316 |
| Corvallis | $1310 |
| Roseburg | $1309 |
If you are looking for a car insurance deal in Oregon, you can compare car insurance quotes provided for free by MyMoneyMyQuotes.com to get yourself the best possible deal.
