Cheap Car Insurance in Oklahoma

Cheap Car Insurance in Oklahoma

It is mandatory to get car insurance in Oklahoma for drivers to drive legally in the state. Different companies in Oklahoma provide car insurance at different rates. According to data gathered by MyMoneyMyQuotes following are the cheap car insurance providers that offer car insurance at affordable rates in Oklahoma:

Name of the Company Average annual car insurance premiums
The Hartford $1350
USAA $1370
Oklahoma Farmers Union $1385
Progressive $1480
State Farm $1507
GEICO $1855
Oklahoma Farm Bureau $1875
Travelers $1893
Shelter $2114
Mercury $2115
Safe Auto $2190
MetLife $2196
Allstate $2329
Farmers $2342
Home State $2955
Metropolitan $2298
Safeco $2825

Cheap car insurance in Oklahoma for good drivers 

Car insurance companies may charge high car insurance premiums from drivers in Oklahoma with histories of speeding tickets, at-fault accidents, or DUI citations. Car insurance companies in Oklahoma provide discounts on car insurance premiums to those who have a good driving history but discount rates vary from company to company. You can save money on a car insurance policy in Oklahoma by maintaining a good driving record. Most auto insurance companies in Oklahoma provide a 5-10% good driver discount to those having a good driving history without violations.

  • Drivers with no traffic ticket may save $304 on car insurance premiums in Oklahoma.
  •  Drivers may save $698 on car insurance premiums if they have an accident-free record in Oklahoma.
  •  By maintaining a good credit history you may save $3120 on car insurance premiums in Oklahoma. 

Cheap car insurance for inexperienced drivers in Oklahoma

Most auto insurance providers may charge high auto insurance premiums in Oklahoma from young or inexperienced drivers because inexperienced drivers are riskier for auto insurance companies than experienced drivers.  Auto insurance premiums in Oklahoma vary according to the age of the drivers. Some companies charge high auto insurance costs from young drivers in Oklahoma. 

Age Average annual auto insurance premiums with parents Average annual auto insurance premiums for young drivers alone
16 $5785 $7438
17 $5549 $6739
18 $5409 $5928
19 $4816 $3572

Affordable auto insurance in Oklahoma for high-risk drivers

Car insurance companies in Oklahoma charge high auto insurance premiums from those drivers who have a bad driving history as compared to the drivers those who have no at-fault accidents, speeding tickets, or DUIs. Drivers with a good driving record in Oklahoma can save money on auto insurance policies because auto insurance companies check the driving record of the past 3 to 5 years to decide the car insurance cost. Drivers with a good driving history in Oklahoma may get discounts on car insurance policies.

Rating factor Average annual car insurance premium
At-Fault Accident $2212
DUI $2174
Speeding Violation $1816
Bad Credit $4636

Best car insurance companies in Oklahoma

Car insurance prices in Oklahoma may vary from company to company. Some companies in Oklahoma charge lower car insurance premiums than others. To get the best auto insurance policy in Oklahoma you should check the reputation and services of the insurance companies because finding an affordable car insurance policy is not just enough. You can find the best auto insurance company in Oklahoma by comparing car insurance quotes from different car insurance providers. According to the data gathered by the MyMoneyMyQuotes following are the best car insurance providers in Oklahoma:

  1. Allstate
  2. Farmers
  3. GEICO
  4. Home State
  5. Liberty Mutual
  6. Mercury
  7. MetLife
  8. Oklahoma Farm Bureau
  9. Progressive
  10. Safeco
  11. Shelter
  12. State Farm
  13. The Hartford
  14. Travelers
  15. USAA

What auto insurance coverage is mandatory to purchase for drivers in Oklahoma?

The average annual cost to get the minimum required coverage in Oklahoma may be around $698.  The minimum required coverage for drivers in Oklahoma to drive legally in the state is:

Coverage type Coverage limit
Bodily injury coverage per person $25000
Bodily injury per accident $50000
Property damage per accident $25000

 The state minimum auto insurance requirements in Oklahoma

The state minimum auto insurance coverage requirement in Oklahoma is liability coverage.

  1. $25000 bodily injury coverage per person is required in Oklahoma.
  2. $50000 bodily injury coverage per accident is required in Oklahoma.
  3. $25000 property damage coverage per accident is required in Oklahoma.

Other types of optional coverages in Oklahoma are:

  1. Comprehensive
  2. Collision
  3. Roadside Assistance
  4. Loan/Lease Payoff
  5. Rental Car Reimbursement
  6. Uninsured/Underinsured Motorist Bodily Injury
  7. Medical and Funeral Services

Fine for driving without car insurance in Oklahoma

If anyone caught driving without a car insurance policy in Oklahoma then police may charge a fine.

Car insurance prices by cities in Oklahoma

Car insurance premiums in Oklahoma may vary from city to city. In some cities of Oklahoma, car insurance prices are high compared to others.

City Average annual insurance premiums
Tulsa $2010
Del City $2004
Oklahoma City $1996
Midwest City $1995
Bethany $1967
Bixby $1925
Moore $1922
Broken Arrow $1888
Edmond $1865
Sapulpa $1862
Norman $1850
Shawnee $1826
Ponca City $1796
Sand Springs $1775
Muskogee $1758
Owasso $1746
Claremore $1730
Ardmore $1725
Stillwater $1705
Enid $1695
Bartlesville $1694
Lawton $1692
Altus $1689
Duncan $1682

If you are looking for a car insurance deal in Oklahoma, you can compare car insurance quotes provided for free by MyMoneyMyQuotes.com to get yourself the best possible deal.

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