Cheap Car Insurance in Oklahoma
It is mandatory to get car insurance in Oklahoma for drivers to drive legally in the state. Different companies in Oklahoma provide car insurance at different rates. According to data gathered by MyMoneyMyQuotes following are the cheap car insurance providers that offer car insurance at affordable rates in Oklahoma:
| Name of the Company | Average annual car insurance premiums |
| The Hartford | $1350 |
| USAA | $1370 |
| Oklahoma Farmers Union | $1385 |
| Progressive | $1480 |
| State Farm | $1507 |
| GEICO | $1855 |
| Oklahoma Farm Bureau | $1875 |
| Travelers | $1893 |
| Shelter | $2114 |
| Mercury | $2115 |
| Safe Auto | $2190 |
| MetLife | $2196 |
| Allstate | $2329 |
| Farmers | $2342 |
| Home State | $2955 |
| Metropolitan | $2298 |
| Safeco | $2825 |
Cheap car insurance in Oklahoma for good drivers
Car insurance companies may charge high car insurance premiums from drivers in Oklahoma with histories of speeding tickets, at-fault accidents, or DUI citations. Car insurance companies in Oklahoma provide discounts on car insurance premiums to those who have a good driving history but discount rates vary from company to company. You can save money on a car insurance policy in Oklahoma by maintaining a good driving record. Most auto insurance companies in Oklahoma provide a 5-10% good driver discount to those having a good driving history without violations.
- Drivers with no traffic ticket may save $304 on car insurance premiums in Oklahoma.
- Drivers may save $698 on car insurance premiums if they have an accident-free record in Oklahoma.
- By maintaining a good credit history you may save $3120 on car insurance premiums in Oklahoma.
Cheap car insurance for inexperienced drivers in Oklahoma
Most auto insurance providers may charge high auto insurance premiums in Oklahoma from young or inexperienced drivers because inexperienced drivers are riskier for auto insurance companies than experienced drivers. Auto insurance premiums in Oklahoma vary according to the age of the drivers. Some companies charge high auto insurance costs from young drivers in Oklahoma.
| Age | Average annual auto insurance premiums with parents | Average annual auto insurance premiums for young drivers alone |
| 16 | $5785 | $7438 |
| 17 | $5549 | $6739 |
| 18 | $5409 | $5928 |
| 19 | $4816 | $3572 |
Affordable auto insurance in Oklahoma for high-risk drivers
Car insurance companies in Oklahoma charge high auto insurance premiums from those drivers who have a bad driving history as compared to the drivers those who have no at-fault accidents, speeding tickets, or DUIs. Drivers with a good driving record in Oklahoma can save money on auto insurance policies because auto insurance companies check the driving record of the past 3 to 5 years to decide the car insurance cost. Drivers with a good driving history in Oklahoma may get discounts on car insurance policies.
| Rating factor | Average annual car insurance premium |
| At-Fault Accident | $2212 |
| DUI | $2174 |
| Speeding Violation | $1816 |
| Bad Credit | $4636 |
Best car insurance companies in Oklahoma
Car insurance prices in Oklahoma may vary from company to company. Some companies in Oklahoma charge lower car insurance premiums than others. To get the best auto insurance policy in Oklahoma you should check the reputation and services of the insurance companies because finding an affordable car insurance policy is not just enough. You can find the best auto insurance company in Oklahoma by comparing car insurance quotes from different car insurance providers. According to the data gathered by the MyMoneyMyQuotes following are the best car insurance providers in Oklahoma:
- Allstate
- Farmers
- GEICO
- Home State
- Liberty Mutual
- Mercury
- MetLife
- Oklahoma Farm Bureau
- Progressive
- Safeco
- Shelter
- State Farm
- The Hartford
- Travelers
- USAA
What auto insurance coverage is mandatory to purchase for drivers in Oklahoma?
The average annual cost to get the minimum required coverage in Oklahoma may be around $698. The minimum required coverage for drivers in Oklahoma to drive legally in the state is:
| Coverage type | Coverage limit |
| Bodily injury coverage per person | $25000 |
| Bodily injury per accident | $50000 |
| Property damage per accident | $25000 |
The state minimum auto insurance requirements in Oklahoma
The state minimum auto insurance coverage requirement in Oklahoma is liability coverage.
- $25000 bodily injury coverage per person is required in Oklahoma.
- $50000 bodily injury coverage per accident is required in Oklahoma.
- $25000 property damage coverage per accident is required in Oklahoma.
Other types of optional coverages in Oklahoma are:
- Comprehensive
- Collision
- Roadside Assistance
- Loan/Lease Payoff
- Rental Car Reimbursement
- Uninsured/Underinsured Motorist Bodily Injury
- Medical and Funeral Services
Fine for driving without car insurance in Oklahoma
If anyone caught driving without a car insurance policy in Oklahoma then police may charge a fine.
Car insurance prices by cities in Oklahoma
Car insurance premiums in Oklahoma may vary from city to city. In some cities of Oklahoma, car insurance prices are high compared to others.
| City | Average annual insurance premiums |
| Tulsa | $2010 |
| Del City | $2004 |
| Oklahoma City | $1996 |
| Midwest City | $1995 |
| Bethany | $1967 |
| Bixby | $1925 |
| Moore | $1922 |
| Broken Arrow | $1888 |
| Edmond | $1865 |
| Sapulpa | $1862 |
| Norman | $1850 |
| Shawnee | $1826 |
| Ponca City | $1796 |
| Sand Springs | $1775 |
| Muskogee | $1758 |
| Owasso | $1746 |
| Claremore | $1730 |
| Ardmore | $1725 |
| Stillwater | $1705 |
| Enid | $1695 |
| Bartlesville | $1694 |
| Lawton | $1692 |
| Altus | $1689 |
| Duncan | $1682 |
If you are looking for a car insurance deal in Oklahoma, you can compare car insurance quotes provided for free by MyMoneyMyQuotes.com to get yourself the best possible deal.
