Cheap car insurance in New Hampshire
It is mandatory to get car insurance in New Hampshire for drivers to drive legally in the state. Different companies in New Hampshire provide car insurance at different rates. According to data gathered by MyMoneyMyQuotes following are the cheap car insurance providers that offer car insurance at affordable rates in New Hampshire:
|Name of the Company||Average annual car insurance premiums|
|Commerce Group Inc||$1022|
Cheap car insurance in New Hampshire for good drivers
Car insurance companies may charge high car insurance premiums from drivers in New Hampshire with histories of speeding tickets, at-fault accidents, or DUI citations. Car insurance companies in New Hampshire provide discounts on car insurance premiums to those who have a good driving history but discount rates vary from company to company. You can save money on a car insurance policy in New Hampshire by maintaining a good driving record. Most auto insurance companies in New Hampshire provide a 5-10% good driver discount to those having a good driving history without violations.
- Drivers with no traffic ticket may save $255 on car insurance premiums in New Hampshire.
- Drivers may save $715 on car insurance premiums if they have an accident-free record in New Hampshire.
- By maintaining a good credit history you may save $843 on car insurance premiums in New Hampshire.
Cheap car insurance for inexperienced drivers in New Hampshire
Most auto insurance providers may charge high auto insurance premiums in New Hampshire from young or inexperienced drivers because inexperienced drivers are riskier for auto insurance companies than experienced drivers. Auto insurance premiums in New Hampshire vary according to the age of the drivers. Some companies charge high auto insurance costs from young drivers in New Hampshire.
|Age||Average annual auto insurance premiums with parents||Average annual auto insurance premiums for young drivers alone|
Affordable auto insurance in New Hampshire for high-risk drivers
Car insurance companies in New Hampshire charge high auto insurance premiums from those drivers who have a bad driving history as compared to the drivers those who have no at-fault accidents, speeding tickets, or DUIs. Drivers with a good driving record in New Hampshire can save money on auto insurance policies because auto insurance companies check the driving record of the past 3 to 5 years to decide the car insurance cost. Drivers with a good driving history in New Hampshire may get discounts on car insurance policies.
|Rating factor||Average annual car insurance premium|
Best car insurance companies in New Hampshire
Car insurance prices in New Hampshire may vary from company to company. Some companies in New Hampshire charge lower car insurance premiums than others. To get the best auto insurance policy in New Hampshire you should check the reputation and services of the insurance companies because finding an affordable car insurance policy is not just enough. You can find the best auto insurance company in New Hampshire by comparing car insurance quotes from different car insurance providers. According to the data gathered by the MyMoneyMyQuotes following are the best car insurance providers in New Hampshire:
- Commerce Insurance
- Liberty Mutual
- MMG Insurance
- State Farm
What auto insurance coverage is mandatory to purchase for drivers in New Hampshire?
The average annual cost to get the minimum required coverage in New Hampshire may be around $515. The minimum required coverage for drivers in New Hampshire to drive legally in the state is:
|Coverage type||Coverage limit|
|Bodily injury coverage per person||$25000|
|Bodily injury per accident||$50000|
|Property damage per accident||$25000|
The state minimum auto insurance requirements in New Hampshire
The state minimum auto insurance coverage requirement in New Hampshire is liability coverage.
- $25000 bodily injury coverage per person is required in New Mexico.
- $50000 bodily injury coverage per accident is required in New Mexico.
- $25000 property damage coverage per accident is required in New Mexico.
Other types of optional coverages in New Hampshire are:
- Roadside Assistance
- Loan/Lease Payoff
- Rental Car Reimbursement
Fine for driving without car insurance in New Hampshire
If anyone caught driving without a car insurance policy in New Hampshire then police may charge a fine.
Car insurance prices by cities in New Hampshire
Car insurance premiums in New Hampshire may vary from city to city. In some cities of New Hampshire, car insurance prices are high compared to others.
|City||Average annual insurance premiums|