Cheap car insurance in New Hampshire

Cheap car insurance in New Hampshire

It is mandatory to get car insurance in New Hampshire for drivers to drive legally in the state. Different companies in New Hampshire provide car insurance at different rates. According to data gathered by MyMoneyMyQuotes following are the cheap car insurance providers that offer car insurance at affordable rates in New Hampshire:

Name of the Company Average annual car insurance premiums
Travelers $714
USAA $825
Concord Group $895
Commerce Group Inc $1022
State Farm $1030
Nationwide $1038
Encompass $1120
GEICO $1218
MetLife $1270
Amica $1287
Progressive $1306
Patriot Group $1331
Vermont Mutual $1636
Metropolitan $1782
Allstate $2185
Liberty Mutual $2249
Hanover $3499

Cheap car insurance in New Hampshire for good drivers 

Car insurance companies may charge high car insurance premiums from drivers in New Hampshire with histories of speeding tickets, at-fault accidents, or DUI citations. Car insurance companies in New Hampshire provide discounts on car insurance premiums to those who have a good driving history but discount rates vary from company to company. You can save money on a car insurance policy in New Hampshire by maintaining a good driving record. Most auto insurance companies in New Hampshire provide a 5-10% good driver discount to those having a good driving history without violations.

  • Drivers with no traffic ticket may save $255 on car insurance premiums in New Hampshire.
  •  Drivers may save $715 on car insurance premiums if they have an accident-free record in New Hampshire.
  •  By maintaining a good credit history you may save $843 on car insurance premiums in New Hampshire

Cheap car insurance for inexperienced drivers in New Hampshire

Most auto insurance providers may charge high auto insurance premiums in New Hampshire from young or inexperienced drivers because inexperienced drivers are riskier for auto insurance companies than experienced drivers.  Auto insurance premiums in New Hampshire vary according to the age of the drivers. Some companies charge high auto insurance costs from young drivers in New Hampshire. 

Age Average annual auto insurance premiums with parents Average annual auto insurance premiums for young drivers alone
16 $4942 $6197
17 $4810 $5304
18 $4333 $4558
19 $3838 $2747

Affordable auto insurance in New Hampshire for high-risk drivers

Car insurance companies in New Hampshire charge high auto insurance premiums from those drivers who have a bad driving history as compared to the drivers those who have no at-fault accidents, speeding tickets, or DUIs. Drivers with a good driving record in New Hampshire can save money on auto insurance policies because auto insurance companies check the driving record of the past 3 to 5 years to decide the car insurance cost. Drivers with a good driving history in New Hampshire may get discounts on car insurance policies.

Rating factor Average annual car insurance premium
At-Fault Accident $1787
DUI $1855
Speeding Violation $1329
Bad Credit $1916

Best car insurance companies in New Hampshire

Car insurance prices in New Hampshire may vary from company to company. Some companies in New Hampshire charge lower car insurance premiums than others. To get the best auto insurance policy in New Hampshire you should check the reputation and services of the insurance companies because finding an affordable car insurance policy is not just enough. You can find the best auto insurance company in New Hampshire by comparing car insurance quotes from different car insurance providers. According to the data gathered by the MyMoneyMyQuotes following are the best car insurance providers in New Hampshire:

  1. Allstate
  2. Amica
  3. Commerce Insurance
  4. Concord
  5. GEICO
  6. Hanover
  7. Liberty Mutual
  8. MetLife
  9. MMG Insurance
  10. Nationwide
  11. Patriot
  12. Progressive
  13. Safeco
  14. State Farm
  15. USAA

What auto insurance coverage is mandatory to purchase for drivers in New Hampshire?

The average annual cost to get the minimum required coverage in New Hampshire may be around $515.  The minimum required coverage for drivers in New Hampshire to drive legally in the state is:

Coverage type Coverage limit
Bodily injury coverage per person $25000
Bodily injury per accident $50000
Property damage per accident $25000

 The state minimum auto insurance requirements in New Hampshire

The state minimum auto insurance coverage requirement in New Hampshire is liability coverage.

  1. $25000 bodily injury coverage per person is required in New Mexico.
  2. $50000 bodily injury coverage per accident is required in New Mexico.
  3. $25000 property damage coverage per accident is required in New Mexico.

Other types of optional coverages in New Hampshire are:

  1. Comprehensive
  2. Collision
  3. Roadside Assistance
  4. Loan/Lease Payoff
  5. Rental Car Reimbursement

Fine for driving without car insurance in New Hampshire

If anyone caught driving without a car insurance policy in New Hampshire then police may charge a fine.

Car insurance prices by cities in New Hampshire

Car insurance premiums in New Hampshire may vary from city to city. In some cities of New Hampshire, car insurance prices are high compared to others.

City Average annual insurance premiums
Manchester $1197
Derry $1091
Nashua $1085
Hampton $1080
Hudson $1078
Exeter $1078
Berlin $1070
Londonderry $1068
Milford $1058
Durham $1052
Newmarket $1050
Dover $1050
Portsmouth $1050
Claremont $1025
Laconia $1017
Somersworth $1008
Rochester $1005
Franklin $1000
Keene $1000
Suncook $985
Hanover $979
Lebanon $977
Concord $970

If you are looking for a car insurance deal in New Hampshire, you can compare car insurance quotes provided for free by MyMoneyMyQuotes.com to get yourself the best possible deal.

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