Cheap Car Insurance in Nevada

Cheap Car Insurance in Nevada

It is mandatory to get car insurance in Nevada for drivers to drive legally in the state. Different companies in Nevada provide car insurance at different rates. According to data gathered by MyMoneyMyQuotes following are the cheap car insurance providers that offer car insurance at affordable rates in Nevada:

 

Name of the Company Average annual car insurance premiums
Capital Insurance Group $893
Travelers $926
Safeco $1338
USAA $1348
Progressive $1365
Allied $1457
GEICO $1477
State Farm $1507
MetLife $1604
Nationwide $1696
Oregon Mutual $1715
American Family $2070
Country $2140
Metropolitan $2253
Victoria $2376
Mercury $2400
Farmers $2437
Allstate $2786
Bristol West $3390
Encompass $4010

Cheap car insurance in Nevada for good drivers 

Car insurance companies may charge high car insurance premiums from drivers in Nevada with histories of speeding tickets, at-fault accidents, or DUI citations. Car insurance companies in Nevada provide discounts on car insurance premiums to those who have a good driving history but discount rates vary from company to company. You can save money on a car insurance policy in Nevada by maintaining a good driving record. Most auto insurance companies in Nevada provide a 5-10% good driver discount to those having a good driving history without violations.

  • Drivers with no traffic ticket may save $373 on car insurance premiums in Nevada.
  •  Drivers may save $789 on car insurance premiums if they have an accident-free record in Nevada.
  •  By maintaining a good credit history you may save $2165 on car insurance premiums in Nevada. 

Cheap car insurance for inexperienced drivers in Nevada

Most auto insurance providers may charge high auto insurance premiums Nevada from young or inexperienced drivers because inexperienced drivers are riskier for auto insurance companies than experienced drivers.  Auto insurance premiums in Nevada vary according to the age of the drivers. Some companies charge high auto insurance costs from young drivers in Nevada. 

Age Average annual auto insurance premiums with parents Average annual auto insurance premiums for young drivers alone
16 $6647 $8953
17 $6200 $6978
18 $6162 $6168
19 $5417 $3770

Affordable auto insurance in Nevada for high-risk drivers

Car insurance companies in Nevada charge high auto insurance premiums from those drivers who have a bad driving history as compared to the drivers those who have no at-fault accidents, speeding tickets, or DUIs. Drivers with a good driving record in Nevada can save money on auto insurance policies because auto insurance companies check the driving record of the past 3 to 5 years to decide the car insurance cost. Drivers with a good driving history in Nevada may get discounts on car insurance policies.

Rating factor Average annual car insurance premium
At-Fault Accident $2309
DUI $2450
Speeding Violation $1893
Bad Credit $3685

Best car insurance companies in Nevada

Car insurance prices in Nevada may vary from company to company. Some companies in Nevada charge lower car insurance premiums than others. To get the best auto insurance policy in Nevada you should check the reputation and services of the insurance companies because finding affordable car insurance policy is not just enough. You can find the best auto insurance company in Nevada by comparing car insurance quotes from different car insurance providers. According to the data gathered by the MyMoneyMyQuotes following are the best car insurance providers in Nevada:

  1. Allied
  2. Allstate
  3. Bristol West
  4. Country
  5. Encompass
  6. Farmers
  7. GEICO
  8. Liberty Mutual
  9. Mercury
  10. MetLife
  11. Nationwide
  12. Progressive
  13. State Farm
  14. Travelers
  15. USAA

What auto insurance coverage is mandatory to purchase for drivers in Nevada?

The average annual cost to get the minimum required coverage in Nevada may be around $1133.  The minimum required coverage for drivers in Nevada to drive legally in the state is:

Coverage type Coverage limit
Bodily injury coverage per person $25000
Bodily injury per accident $50000
Property damage per accident $20000

 The state minimum auto insurance requirements in Nevada

The state minimum auto insurance coverage requirement in Nevada is liability coverage.

  1. $25000 bodily injury coverage per person is required in Nevada.
  2. $50000 bodily injury coverage per accident is required in Nevada.
  3. $20000 property damage coverage per accident is required in Nevada.

Other types of optional coverages in Nevada are:

  1. Comprehensive
  2. Collision
  3. Roadside Assistance
  4. Loan/Lease Payoff
  5. Rental Car Reimbursement
  6. Uninsured/Underinsured Motorist Bodily Injury
  7. Medical and Funeral Services

Fine for driving without car insurance in Nevada

If anyone caught driving without a car insurance policy in Nevada then police may charge a fine.

Car insurance prices by cities in Nevada

Car insurance premiums in Nevada may vary from city to city. In some cities of Nevada, car insurance prices are high compared to others.

City Average annual insurance premiums
Spring Valley $2858
Paradise $2760
Sunrise Manor $2704
Las Vegas $2645
Enterprise $2633
North Las Vegas $2545
Henderson $2317
Pahrump $2005
Boulder City $1986
Reno $1738
Sparks $1727
Sun Valley $1720
Spanish Springs $1687
Mesquite $1645
Carson City $1530
Fernley $1506
Dayton $1475
Spring Creek $1465
Elko $1459
Fallon $1433

If you are looking for a car insurance deal in Nevada , you can compare car insurance quotes provided for free by MyMoneyMyQuotes.com to get yourself the best possible deal.

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