Cheap Car Insurance in Nevada
It is mandatory to get car insurance in Nevada for drivers to drive legally in the state. Different companies in Nevada provide car insurance at different rates. According to data gathered by MyMoneyMyQuotes following are the cheap car insurance providers that offer car insurance at affordable rates in Nevada:
| Name of the Company | Average annual car insurance premiums |
| Capital Insurance Group | $893 |
| Travelers | $926 |
| Safeco | $1338 |
| USAA | $1348 |
| Progressive | $1365 |
| Allied | $1457 |
| GEICO | $1477 |
| State Farm | $1507 |
| MetLife | $1604 |
| Nationwide | $1696 |
| Oregon Mutual | $1715 |
| American Family | $2070 |
| Country | $2140 |
| Metropolitan | $2253 |
| Victoria | $2376 |
| Mercury | $2400 |
| Farmers | $2437 |
| Allstate | $2786 |
| Bristol West | $3390 |
| Encompass | $4010 |
Cheap car insurance in Nevada for good drivers
Car insurance companies may charge high car insurance premiums from drivers in Nevada with histories of speeding tickets, at-fault accidents, or DUI citations. Car insurance companies in Nevada provide discounts on car insurance premiums to those who have a good driving history but discount rates vary from company to company. You can save money on a car insurance policy in Nevada by maintaining a good driving record. Most auto insurance companies in Nevada provide a 5-10% good driver discount to those having a good driving history without violations.
- Drivers with no traffic ticket may save $373 on car insurance premiums in Nevada.
- Drivers may save $789 on car insurance premiums if they have an accident-free record in Nevada.
- By maintaining a good credit history you may save $2165 on car insurance premiums in Nevada.
Cheap car insurance for inexperienced drivers in Nevada
Most auto insurance providers may charge high auto insurance premiums Nevada from young or inexperienced drivers because inexperienced drivers are riskier for auto insurance companies than experienced drivers. Auto insurance premiums in Nevada vary according to the age of the drivers. Some companies charge high auto insurance costs from young drivers in Nevada.
| Age | Average annual auto insurance premiums with parents | Average annual auto insurance premiums for young drivers alone |
| 16 | $6647 | $8953 |
| 17 | $6200 | $6978 |
| 18 | $6162 | $6168 |
| 19 | $5417 | $3770 |
Affordable auto insurance in Nevada for high-risk drivers
Car insurance companies in Nevada charge high auto insurance premiums from those drivers who have a bad driving history as compared to the drivers those who have no at-fault accidents, speeding tickets, or DUIs. Drivers with a good driving record in Nevada can save money on auto insurance policies because auto insurance companies check the driving record of the past 3 to 5 years to decide the car insurance cost. Drivers with a good driving history in Nevada may get discounts on car insurance policies.
| Rating factor | Average annual car insurance premium |
| At-Fault Accident | $2309 |
| DUI | $2450 |
| Speeding Violation | $1893 |
| Bad Credit | $3685 |
Best car insurance companies in Nevada
Car insurance prices in Nevada may vary from company to company. Some companies in Nevada charge lower car insurance premiums than others. To get the best auto insurance policy in Nevada you should check the reputation and services of the insurance companies because finding affordable car insurance policy is not just enough. You can find the best auto insurance company in Nevada by comparing car insurance quotes from different car insurance providers. According to the data gathered by the MyMoneyMyQuotes following are the best car insurance providers in Nevada:
- Allied
- Allstate
- Bristol West
- Country
- Encompass
- Farmers
- GEICO
- Liberty Mutual
- Mercury
- MetLife
- Nationwide
- Progressive
- State Farm
- Travelers
- USAA
What auto insurance coverage is mandatory to purchase for drivers in Nevada?
The average annual cost to get the minimum required coverage in Nevada may be around $1133. The minimum required coverage for drivers in Nevada to drive legally in the state is:
| Coverage type | Coverage limit |
| Bodily injury coverage per person | $25000 |
| Bodily injury per accident | $50000 |
| Property damage per accident | $20000 |
The state minimum auto insurance requirements in Nevada
The state minimum auto insurance coverage requirement in Nevada is liability coverage.
- $25000 bodily injury coverage per person is required in Nevada.
- $50000 bodily injury coverage per accident is required in Nevada.
- $20000 property damage coverage per accident is required in Nevada.
Other types of optional coverages in Nevada are:
- Comprehensive
- Collision
- Roadside Assistance
- Loan/Lease Payoff
- Rental Car Reimbursement
- Uninsured/Underinsured Motorist Bodily Injury
- Medical and Funeral Services
Fine for driving without car insurance in Nevada
If anyone caught driving without a car insurance policy in Nevada then police may charge a fine.
Car insurance prices by cities in Nevada
Car insurance premiums in Nevada may vary from city to city. In some cities of Nevada, car insurance prices are high compared to others.
| City | Average annual insurance premiums |
| Spring Valley | $2858 |
| Paradise | $2760 |
| Sunrise Manor | $2704 |
| Las Vegas | $2645 |
| Enterprise | $2633 |
| North Las Vegas | $2545 |
| Henderson | $2317 |
| Pahrump | $2005 |
| Boulder City | $1986 |
| Reno | $1738 |
| Sparks | $1727 |
| Sun Valley | $1720 |
| Spanish Springs | $1687 |
| Mesquite | $1645 |
| Carson City | $1530 |
| Fernley | $1506 |
| Dayton | $1475 |
| Spring Creek | $1465 |
| Elko | $1459 |
| Fallon | $1433 |
If you are looking for a car insurance deal in Nevada , you can compare car insurance quotes provided for free by MyMoneyMyQuotes.com to get yourself the best possible deal.
