Cheap Car Insurance in Nebraska

Cheap Car Insurance in Nebraska

It is mandatory to get car insurance in Nebraska for drivers to drive legally in the state. Different companies in Nebraska provide car insurance at different rates. According to data gathered by MyMoneyMyQuotes following are the cheap car insurance providers that offer car insurance at affordable rates in Nebraska:

Name of the Company Average annual car insurance premiums
Safeco $501
American National P&C $646
The Hartford $860
General Casualty $1048
Farm Bureau Mutual (IA Group) $1143
Allied $1166
Nationwide $1170
Farmers Mutual of Nebraska $1238
USAA $1269
Cal Casualty $1288
State Farm $1304
North Star $1615
EMC Insurance $1633
Iowa Mutual $1635
Progressive $1845
Metropolitan $2010
GEICO $2056
American Family $2063
Shelter $2211
Allstate $2271
Farmers $2312
Auto Club Group $4682

Cheap car insurance in Nebraska for good drivers 

Car insurance companies may charge high car insurance premiums from drivers in Nebraska with histories of speeding tickets, at-fault accidents, or DUI citations. Car insurance companies in Nebraska provide discounts on car insurance premiums to those who have a good driving history but discount rates vary from company to company. You can save money on a car insurance policy in Nebraska by maintaining a good driving record. Most auto insurance companies in Nebraska provide a 5-10% good driver discount to those having a good driving history without violations.

  • Drivers with no traffic ticket may save $207 on car insurance premiums in Nebraska.
  •  Drivers may save $580 on car insurance premiums if they have an accident-free record in Nebraska.
  •  By maintaining a good credit history you may save $873 on car insurance premiums in Nebraska. 

Cheap car insurance for inexperienced drivers in Nebraska

Most auto insurance providers may charge high auto insurance premiums in Nebraska from young or inexperienced drivers because inexperienced drivers are riskier for auto insurance companies than experienced drivers.  Auto insurance premiums in Nebraska vary according to the age of the drivers. Some companies charge high auto insurance costs from young drivers in Nebraska. 

Age     Average annual auto insurance

premiums with parents

Average annual auto insurance premiums for

young drivers alone

16 $5927 $5243
17 $5699 $4670
18 $5737 $4237
19 $4897 $2758

Affordable auto insurance in Nebraska for high-risk drivers

Car insurance companies in Nebraska charge high auto insurance premiums from those drivers who have a bad driving history as compared to the drivers those who have no at-fault accidents, speeding tickets, or DUIs. Drivers with a good driving record in Nebraska can save money on auto insurance policies because auto insurance companies check the driving record of the past 3 to 5 years to decide the car insurance cost. Drivers with a good driving history in Nebraska may get discounts on car insurance policies.

Rating factor Average annual car insurance premium
At-Fault Accident $1763
DUI $1944
Speeding Violation $1389
Bad Credit $2055

Best car insurance companies in Nebraska

Car insurance prices in Nebraska may vary from company to company. Some companies in Nebraska charge lower car insurance premiums than others. To get the best auto insurance policy in Nebraska you should check the reputation and services of the insurance companies because finding an affordable car insurance policy is not just enough. You can find the best auto insurance company in Nebraska by comparing car insurance quotes from different car insurance providers. According to the data gathered by the MyMoneyMyQuotes following are the best car insurance providers in Nebraska:

  1. Allied
  2. Allstate
  3. American Family
  4. Cal Casualty
  5. EMC
  6. Farmers
  7. Farmers Mutual of Nebraska
  8. GEICO
  9. Iowa Mutual
  10. Liberty Mutual
  11. MetLife
  12. Progressive
  13. Nationwide
  14. State Farm
  15. USAA

What auto insurance coverage is mandatory to purchase for drivers in Nebraska?

The average annual cost to get the minimum required coverage in Nebraska may be around $427.  The minimum required coverage for drivers in Nebraska to drive legally in the state is:

Coverage type Coverage limit  
Bodily injury coverage per person $25000
Bodily injury per accident $50000
Property damage per accident $25000

The state minimum auto insurance requirements in Nebraska

The state minimum auto insurance coverage requirement in Nebraska is liability coverage.

  1. $25000 bodily injury coverage per person is required in Nebraska.
  2. $50000 bodily injury coverage per accident is required in Nebraska.
  3. $25000 property damage coverage per accident is required in Nebraska.

Other types of optional coverages in Nebraska are:

  1. Comprehensive
  2. Collision
  3. Roadside Assistance
  4. Loan/Lease Payoff
  5. Rental Car Reimbursement
  6. Medical Payments
  7. Uninsured/Underinsured Motorist Bodily Injury

Fine for driving without car insurance in Nebraska

If anyone caught driving without a car insurance policy in Nebraska then police may charge a fine.

Car insurance prices by cities in Nebraska

Car insurance premiums in Nebraska may vary from city to city. In some cities of Nebraska, car insurance prices are high compared to others.

City Average annual insurance premiums
Scottsbluff $1492
McCook $1480
Omaha $1458
Gering $1456
Blair $1452
Lexington $1433
North Platte $1400
Alliance $1377
South Sioux City $1350
Crete $1346
Bellevue $1333
Kearney $1332
Seward $1318
Beatrice $1310
Papillion $1304
La Vista $1303
Hastings $1296
York $1294
Fremont $1286
Nebraska City $1275
Lincoln $1260
Norfolk $1246
Grand Island $1225
Columbus $1212

If you are looking for a car insurance deal in Nebraska, you can compare car insurance quotes provided for free by MyMoneyMyQuotes.com to get yourself the best possible deal.

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