Cheap Car Insurance in Nebraska
It is mandatory to get car insurance in Nebraska for drivers to drive legally in the state. Different companies in Nebraska provide car insurance at different rates. According to data gathered by MyMoneyMyQuotes following are the cheap car insurance providers that offer car insurance at affordable rates in Nebraska:
| Name of the Company | Average annual car insurance premiums |
| Safeco | $501 |
| American National P&C | $646 |
| The Hartford | $860 |
| General Casualty | $1048 |
| Farm Bureau Mutual (IA Group) | $1143 |
| Allied | $1166 |
| Nationwide | $1170 |
| Farmers Mutual of Nebraska | $1238 |
| USAA | $1269 |
| Cal Casualty | $1288 |
| State Farm | $1304 |
| North Star | $1615 |
| EMC Insurance | $1633 |
| Iowa Mutual | $1635 |
| Progressive | $1845 |
| Metropolitan | $2010 |
| GEICO | $2056 |
| American Family | $2063 |
| Shelter | $2211 |
| Allstate | $2271 |
| Farmers | $2312 |
| Auto Club Group | $4682 |
Cheap car insurance in Nebraska for good drivers
Car insurance companies may charge high car insurance premiums from drivers in Nebraska with histories of speeding tickets, at-fault accidents, or DUI citations. Car insurance companies in Nebraska provide discounts on car insurance premiums to those who have a good driving history but discount rates vary from company to company. You can save money on a car insurance policy in Nebraska by maintaining a good driving record. Most auto insurance companies in Nebraska provide a 5-10% good driver discount to those having a good driving history without violations.
- Drivers with no traffic ticket may save $207 on car insurance premiums in Nebraska.
- Drivers may save $580 on car insurance premiums if they have an accident-free record in Nebraska.
- By maintaining a good credit history you may save $873 on car insurance premiums in Nebraska.
Cheap car insurance for inexperienced drivers in Nebraska
Most auto insurance providers may charge high auto insurance premiums in Nebraska from young or inexperienced drivers because inexperienced drivers are riskier for auto insurance companies than experienced drivers. Auto insurance premiums in Nebraska vary according to the age of the drivers. Some companies charge high auto insurance costs from young drivers in Nebraska.
| Age | Average annual auto insurance
premiums with parents |
Average annual auto insurance premiums for
young drivers alone |
| 16 | $5927 | $5243 |
| 17 | $5699 | $4670 |
| 18 | $5737 | $4237 |
| 19 | $4897 | $2758 |
Affordable auto insurance in Nebraska for high-risk drivers
Car insurance companies in Nebraska charge high auto insurance premiums from those drivers who have a bad driving history as compared to the drivers those who have no at-fault accidents, speeding tickets, or DUIs. Drivers with a good driving record in Nebraska can save money on auto insurance policies because auto insurance companies check the driving record of the past 3 to 5 years to decide the car insurance cost. Drivers with a good driving history in Nebraska may get discounts on car insurance policies.
| Rating factor | Average annual car insurance premium |
| At-Fault Accident | $1763 |
| DUI | $1944 |
| Speeding Violation | $1389 |
| Bad Credit | $2055 |
Best car insurance companies in Nebraska
Car insurance prices in Nebraska may vary from company to company. Some companies in Nebraska charge lower car insurance premiums than others. To get the best auto insurance policy in Nebraska you should check the reputation and services of the insurance companies because finding an affordable car insurance policy is not just enough. You can find the best auto insurance company in Nebraska by comparing car insurance quotes from different car insurance providers. According to the data gathered by the MyMoneyMyQuotes following are the best car insurance providers in Nebraska:
- Allied
- Allstate
- American Family
- Cal Casualty
- EMC
- Farmers
- Farmers Mutual of Nebraska
- GEICO
- Iowa Mutual
- Liberty Mutual
- MetLife
- Progressive
- Nationwide
- State Farm
- USAA
What auto insurance coverage is mandatory to purchase for drivers in Nebraska?
The average annual cost to get the minimum required coverage in Nebraska may be around $427. The minimum required coverage for drivers in Nebraska to drive legally in the state is:
| Coverage type | Coverage limit |
| Bodily injury coverage per person | $25000 |
| Bodily injury per accident | $50000 |
| Property damage per accident | $25000 |
The state minimum auto insurance requirements in Nebraska
The state minimum auto insurance coverage requirement in Nebraska is liability coverage.
- $25000 bodily injury coverage per person is required in Nebraska.
- $50000 bodily injury coverage per accident is required in Nebraska.
- $25000 property damage coverage per accident is required in Nebraska.
Other types of optional coverages in Nebraska are:
- Comprehensive
- Collision
- Roadside Assistance
- Loan/Lease Payoff
- Rental Car Reimbursement
- Medical Payments
- Uninsured/Underinsured Motorist Bodily Injury
Fine for driving without car insurance in Nebraska
If anyone caught driving without a car insurance policy in Nebraska then police may charge a fine.
Car insurance prices by cities in Nebraska
Car insurance premiums in Nebraska may vary from city to city. In some cities of Nebraska, car insurance prices are high compared to others.
| City | Average annual insurance premiums |
| Scottsbluff | $1492 |
| McCook | $1480 |
| Omaha | $1458 |
| Gering | $1456 |
| Blair | $1452 |
| Lexington | $1433 |
| North Platte | $1400 |
| Alliance | $1377 |
| South Sioux City | $1350 |
| Crete | $1346 |
| Bellevue | $1333 |
| Kearney | $1332 |
| Seward | $1318 |
| Beatrice | $1310 |
| Papillion | $1304 |
| La Vista | $1303 |
| Hastings | $1296 |
| York | $1294 |
| Fremont | $1286 |
| Nebraska City | $1275 |
| Lincoln | $1260 |
| Norfolk | $1246 |
| Grand Island | $1225 |
| Columbus | $1212 |
If you are looking for a car insurance deal in Nebraska, you can compare car insurance quotes provided for free by MyMoneyMyQuotes.com to get yourself the best possible deal.
