Cheap Car Insurance in Mississippi
It is mandatory to get car insurance in Mississippi for drivers to drive legally in the state. Different companies in Mississippi provide car insurance at different rates. According to data gathered by MyMoneyMyQuotes following are the cheap car insurance providers that offer car insurance at affordable rates in Mississippi:
| Name of the Company | Average annual car insurance premiums |
| Travelers | $1015 |
| USAA | $1092 |
| Dairyland | $1169 |
| State Farm | $1352 |
| Nationwide | $1355 |
| Unitrin | $1383 |
| Mississippi Farm Bureau | $1400 |
| Safeco | $1664 |
| Progressive | $1770 |
| Shelter | $1787 |
| GEICO | $1793 |
| ALFA | $1806 |
| Safe Auto | $2166 |
| Allstate | $2553 |
Cheap car insurance in Mississippi for good drivers
Car insurance companies may charge high car insurance premiums from drivers in Mississippi with histories of speeding tickets, at-fault accidents, or DUI citations. Car insurance companies in Mississippi provide discounts on car insurance premiums to those who have a good driving history but discount rates vary from company to company. You can save money on a car insurance policy in Mississippi by maintaining a good driving record. Most auto insurance companies in Mississippi provide a 5-10% good driver discount to those having a good driving history without violations.
- Drivers with no traffic ticket may save $380 on car insurance premiums in Mississippi.
- Drivers may save $738 on car insurance premiums if they have an accident-free record in Mississippi.
- By maintaining a good credit history you may save $1618 on car insurance premiums in Mississippi.
Cheap car insurance for inexperienced drivers in Mississippi
Most auto insurance providers may charge high auto insurance premiums in Mississippi from young or inexperienced drivers because inexperienced drivers are riskier for auto insurance companies than experienced drivers. Auto insurance premiums in Mississippi vary according to the age of the drivers. Some companies charge high auto insurance costs from young drivers in Mississippi.
| Age | Average annual auto insurance premiums with parents | Average annual auto insurance premiums for young drivers alone |
| 16 | $4035 | $8984 |
| 17 | $3830 | $8058 |
| 18 | $3743 | $6722 |
| 19 | $3330 | $4412 |
Affordable auto insurance in Mississippi for high-risk drivers
Car insurance companies in Mississippi charge high auto insurance premiums from those drivers who have a bad driving history as compared to the drivers those who have no at-fault accidents, speeding tickets, or DUIs. Drivers with a good driving record in Mississippi can save money on auto insurance policies because auto insurance companies check the driving record of the past 3 to 5 years to decide the car insurance cost. Drivers with a good driving history in Mississippi may get discounts on car insurance policies.
| Rating factor | Average annual car insurance premium |
| At-Fault Accident | $2536 |
| DUI | $2615 |
| Speeding Violation | $2179 |
| Bad Credit | $3415 |
Best car insurance companies in Mississippi
Car insurance prices in Mississippi may vary from company to company. Some companies in Mississippi charge lower car insurance premiums than others. To get the best auto insurance policy in Mississippi you should check the reputation and services of the insurance companies because finding an affordable car insurance policy is not just enough. You can find the best auto insurance company in Mississippi by comparing car insurance quotes from different car insurance providers. According to the data gathered by the MyMoneyMyQuotes following are the best car insurance providers in Mississippi:
- ALFA
- Allstate
- Direct General
- GEICO
- Liberty Mutual
- Nationwide
- Progressive
- Safeco
- Safeway
- Shelter
- Southern Farm Bureau
- State Farm
- Travelers
- Unitrin
- USAA
What auto insurance coverage is mandatory to purchase for drivers in Mississippi?
The average annual cost to get the minimum required coverage in Mississippi may be around $781. The minimum required coverage for drivers in Mississippi to drive legally in the state is:
| Coverage type | Coverage limit |
| Bodily injury coverage per person | $25000 |
| Bodily injury per accident | $50000 |
| Property damage per accident | $25000 |
The state minimum auto insurance requirements in Mississippi
The state minimum auto insurance coverage requirement in Mississippi is liability coverage.
- $25000 bodily injury coverage per person is required in Mississippi.
- $50000 bodily injury coverage per accident is required in Mississippi.
- $25000 property damage coverage per accident is required in Mississippi.
Other types of optional coverages in Mississippi are:
- Comprehensive
- Collision
- Roadside Assistance
- Loan/Lease Payoff
- Rental Car Reimbursement
- Medical Payments
- Uninsured/Underinsured Motorist Bodily Injury
- Uninsured Motorist Property Damage
Fine for driving without car insurance in Mississippi
If anyone caught driving without a car insurance policy in Mississippi then police may charge a fine.
Car insurance prices by cities in Mississippi
Car insurance premiums in Mississippi may vary from city to city. In some cities of Mississippi, car insurance prices are high compared to others.
| City | Average annual insurance premiums |
| Jackson | $1760 |
| Clarksdale | $1720 |
| Clinton | $1718 |
| Gulfport | $1677 |
| Biloxi | $1658 |
| Vicksburg | $1627 |
| Pascagoula | $1617 |
| Brandon | $1610 |
| Ridgeland | $1606 |
| Gautier | $1599 |
| Horn Lake | $1597 |
| Olive Branch | $1596 |
| Southaven | $1590 |
| Madison | $1575 |
| Greenville | $1544 |
| Oxford | $1542 |
| Meridian | $1541 |
| Hattiesburg | $1538 |
| Laurel | $1508 |
| Columbus | $1449 |
| Tupelo | $1406 |
If you are looking for a car insurance deal in Mississippi, you can compare car insurance quotes provided for free by MyMoneyMyQuotes.com to get yourself the best possible deal.
