Cheap Car Insurance in Mississippi

Cheap Car Insurance in Mississippi

It is mandatory to get car insurance in Mississippi for drivers to drive legally in the state. Different companies in Mississippi provide car insurance at different rates. According to data gathered by MyMoneyMyQuotes following are the cheap car insurance providers that offer car insurance at affordable rates in Mississippi:

Name of the Company Average annual car insurance premiums
Travelers $1015
USAA $1092
Dairyland $1169
State Farm $1352
Nationwide $1355
Unitrin $1383
Mississippi Farm Bureau $1400
Safeco $1664
Progressive $1770
Shelter $1787
GEICO $1793
ALFA $1806
Safe Auto $2166
Allstate $2553

Cheap car insurance in Mississippi for good drivers

Car insurance companies may charge high car insurance premiums from drivers in Mississippi with histories of speeding tickets, at-fault accidents, or DUI citations. Car insurance companies in Mississippi provide discounts on car insurance premiums to those who have a good driving history but discount rates vary from company to company. You can save money on a car insurance policy in Mississippi by maintaining a good driving record. Most auto insurance companies in Mississippi provide a 5-10% good driver discount to those having a good driving history without violations.

  • Drivers with no traffic ticket may save $380 on car insurance premiums in Mississippi.
  •  Drivers may save $738 on car insurance premiums if they have an accident-free record in Mississippi.
  •  By maintaining a good credit history you may save $1618 on car insurance premiums in Mississippi. 

Cheap car insurance for inexperienced drivers in Mississippi

Most auto insurance providers may charge high auto insurance premiums in Mississippi from young or inexperienced drivers because inexperienced drivers are riskier for auto insurance companies than experienced drivers.  Auto insurance premiums in Mississippi vary according to the age of the drivers. Some companies charge high auto insurance costs from young drivers in Mississippi. 

Age Average annual auto insurance premiums with parents Average annual auto insurance premiums for young drivers alone
16 $4035 $8984
17 $3830 $8058
18 $3743 $6722
19 $3330 $4412

Affordable auto insurance in Mississippi for high-risk drivers

Car insurance companies in Mississippi charge high auto insurance premiums from those drivers who have a bad driving history as compared to the drivers those who have no at-fault accidents, speeding tickets, or DUIs. Drivers with a good driving record in Mississippi can save money on auto insurance policies because auto insurance companies check the driving record of the past 3 to 5 years to decide the car insurance cost. Drivers with a good driving history in Mississippi may get discounts on car insurance policies.

Rating factor Average annual car insurance premium
At-Fault Accident $2536
DUI $2615
Speeding Violation $2179
Bad Credit $3415

Best car insurance companies in Mississippi

Car insurance prices in Mississippi may vary from company to company. Some companies in Mississippi charge lower car insurance premiums than others. To get the best auto insurance policy in Mississippi you should check the reputation and services of the insurance companies because finding an affordable car insurance policy is not just enough. You can find the best auto insurance company in Mississippi by comparing car insurance quotes from different car insurance providers. According to the data gathered by the MyMoneyMyQuotes following are the best car insurance providers in Mississippi:

  1. ALFA
  2. Allstate
  3. Direct General
  4. GEICO
  5. Liberty Mutual
  6. Nationwide
  7. Progressive
  8. Safeco
  9. Safeway
  10. Shelter
  11. Southern Farm Bureau
  12. State Farm
  13. Travelers
  14. Unitrin
  15. USAA

What auto insurance coverage is mandatory to purchase for drivers in Mississippi?

The average annual cost to get the minimum required coverage in Mississippi may be around $781.  The minimum required coverage for drivers in Mississippi to drive legally in the state is:

Coverage type Coverage limit
Bodily injury coverage per person $25000
Bodily injury per accident $50000
Property damage per accident $25000

 The state minimum auto insurance requirements in Mississippi

The state minimum auto insurance coverage requirement in Mississippi is liability coverage.

  1. $25000 bodily injury coverage per person is required in Mississippi.
  2. $50000 bodily injury coverage per accident is required in Mississippi.
  3. $25000 property damage coverage per accident is required in Mississippi.

Other types of optional coverages in Mississippi are:

  1. Comprehensive
  2. Collision
  3. Roadside Assistance
  4. Loan/Lease Payoff
  5. Rental Car Reimbursement
  6. Medical Payments
  7. Uninsured/Underinsured Motorist Bodily Injury
  8. Uninsured Motorist Property Damage

Fine for driving without car insurance in Mississippi

If anyone caught driving without a car insurance policy in Mississippi then police may charge a fine.

Car insurance prices by cities in Mississippi

Car insurance premiums in Mississippi may vary from city to city. In some cities of Mississippi, car insurance prices are high compared to others.

City Average annual insurance premiums
Jackson $1760
Clarksdale $1720
Clinton $1718
Gulfport $1677
Biloxi $1658
Vicksburg $1627
Pascagoula $1617
Brandon $1610
Ridgeland $1606
Gautier $1599
Horn Lake $1597
Olive Branch $1596
Southaven $1590
Madison $1575
Greenville $1544
Oxford $1542
Meridian $1541
Hattiesburg $1538
Laurel $1508
Columbus $1449
Tupelo $1406

If you are looking for a car insurance deal in Mississippi, you can compare car insurance quotes provided for free by MyMoneyMyQuotes.com to get yourself the best possible deal.

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