Cheap car insurance in Massachusetts
It is mandatory to get car insurance in Massachusetts for drivers to drive legally in the state. Different companies in Massachusetts provide car insurance at different rates. According to data gathered by MyMoneyMyQuotes following are the cheap car insurance providers that offer car insurance at affordable rates in Massachusetts:
| Name of the Company | Average annual car insurance premiums |
| State Farm | $682 |
| GEICO | $1046 |
| Norfolk and Dedham | $1200 |
| Safety Group | $1235 |
| Plymouth Rock | $1241 |
| Travelers | $1328 |
| MetLife | $1430 |
| Arbella | $1472 |
| Quincy Mutual | $1530 |
| Progressive | $1656 |
| Amica | $1688 |
| Metropolitan | $1706 |
| National Grange Mutual | $1714 |
| Vermont Mutual | $1780 |
| Allstate | $1789 |
| Hanover | $1950 |
| Encompass | $2144 |
| Liberty Mutual | $2326 |
Cheap car insurance in Massachusetts for good drivers
Car insurance companies may charge high car insurance premiums from drivers in Massachusetts with histories of speeding tickets, at-fault accidents, or DUI citations. Car insurance companies in Massachusetts provide discounts on car insurance premiums to those who have a good driving history but discount rates vary from company to company. You can save money on a car insurance policy in Massachusetts by maintaining a good driving record. Most auto insurance companies in Massachusetts provide a 5-10% good driver discount to those having a good driving history without violations.
- Drivers with no traffic ticket may save $296 on car insurance premiums in Massachusetts.
- Drivers may save $815 on car insurance premiums if they have an accident-free record in Massachusetts.
- By maintaining a good credit history you may save $0-4 on car insurance premiums in Massachusetts.
Cheap car insurance for inexperienced drivers in Massachusetts
Most auto insurance providers may charge high auto insurance premiums in Massachusetts from young or inexperienced drivers because inexperienced drivers are riskier for auto insurance companies than experienced drivers. Auto insurance premiums in Massachusetts vary according to the age of the drivers. Some companies charge high auto insurance costs from young drivers in Massachusetts.
| Age | Average annual auto insurance premiums with parents | Average annual auto insurance premiums for young drivers alone |
| 16 | $4617 | $5050 |
| 17 | $4326 | $4517 |
| 18 | $4109 | $4339 |
| 19 | $4109 | $2660 |
Affordable auto insurance in Massachusetts for high-risk drivers
Car insurance companies in Massachusetts charge high auto insurance premiums from those drivers who have a bad driving history as compared to the drivers those who have no at-fault accidents, speeding tickets, or DUIs. Drivers with a good driving record in Massachusetts can save money on auto insurance policies because auto insurance companies check the driving record of the past 3 to 5 years to decide the car insurance cost. Drivers with a good driving history in Massachusetts may get discounts on car insurance policies.
| Rating factor | Average annual car insurance premium |
| At-Fault Accident | $1967 |
| DUI | $2298 |
| Speeding Violation | $1446 |
| Bad Credit | $1156 |
Best car insurance companies in Massachusetts
Car insurance prices in Massachusetts may vary from company to company. Some companies in Massachusetts charge lower car insurance premiums than others. To get the best auto insurance policy in Massachusetts you should check the reputation and services of the insurance companies because finding an affordable car insurance policy is not just enough. You can find the best auto insurance company in Massachusetts by comparing car insurance quotes from different car insurance providers. According to the data gathered by the MyMoneyMyQuotes following are the best car insurance providers in Massachusetts:
- Allstate
- Arbella
- Commerce Insurance
- Encompass
- GEICO
- Hanover
- Liberty Mutual
- MetLife
- Norfolk and Dedham
- OneBeacon
- Progressive
- Quincy Mutual
- State Farm
- Travelers
- USAA
What auto insurance coverage is mandatory to purchase for drivers in Massachusetts?
The average annual cost to get the minimum required coverage in Massachusetts may be around $615. The minimum required coverage for drivers in Massachusetts to drive legally in the state is:
| Coverage type | Coverage limit |
| Bodily injury coverage per person | $20000 |
| Bodily injury per accident | $40000 |
| Property damage per accident | $5000 |
The state minimum auto insurance requirements in Massachusetts
The state minimum auto insurance coverage requirement in Massachusetts is liability coverage.
- $20000 bodily injury coverage per person is required in Massachusetts.
- $40000 bodily injury coverage per accident is required in Massachusetts.
- $5000 property damage coverage per accident is required in Massachusetts.
Other types of optional coverages in Massachusetts are:
- Comprehensive
- Collision
- Roadside Assistance
- Loan/Lease Payoff
- Rental Car Reimbursement
- Limited Collision
- Underinsured Motorist Bodily Injury
- Optional Bodily Injury
- Medical Payments
Fine for driving without car insurance in Massachusetts
If anyone caught driving without a car insurance policy in Massachusetts then police may charge a fine.
Car insurance prices by cities in Massachusetts
Car insurance premiums in Massachusetts may vary from city to city. In some cities of Massachusetts, car insurance prices are high compared to others.
| City | Average annual insurance premiums |
| Brockton | $2444 |
| Revere | $2370 |
| Lynn | $2165 |
| Malden | $2155 |
| Springfield | $2025 |
| Lawrence | $1987 |
| Worcester | $1869 |
| Fall River | $1855 |
| New Bedford | $1838 |
| Medford | $1785 |
| Boston | $1770 |
| Quincy | $1728 |
| Somerville | $1658 |
| Lowell | $1655 |
| Peabody | $1630 |
| Weymouth | $1598 |
| Taunton | $1585 |
| Chicopee | $1576 |
| Cambridge | $1575 |
| Brookline | $1574 |
| Framingham | $1557 |
| Haverhill | $1536 |
| Newton | $1507 |
| Waltham | $1497 |
If you are looking for a car insurance deal in Massachusetts, you can compare car insurance quotes provided for free by MyMoneyMyQuotes.com to get yourself the best possible deal.
