Cheap car insurance in Maine
It is mandatory to get car insurance in Maine for drivers to drive legally in the state. Different companies in Maine provide car insurance at different rates. According to data gathered by MyMoneyMyQuotes following are the cheap car insurance providers that offer car insurance at affordable rates in Maine:
| Name of the Company | Average annual car insurance premiums |
| Travelers | $624 |
| The Hartford | $740 |
| USAA | $848 |
| Concord Group | $982 |
| State Farm | $1000 |
| MMG Insurance Company | $1034 |
| Progressive | $1145 |
| Metropolitan | $1158 |
| Patriot Group | $1175 |
| Countryway Insurance | $1251 |
| GEICO | $1465 |
| Vermont Mutual | $1588 |
| Allstate | $1599 |
| Bristol West | $2168 |
| Hanover | $2791 |
Cheap car insurance in Maine for good drivers
Car insurance companies may charge high car insurance premiums from drivers in Maine with histories of speeding tickets, at-fault accidents, or DUI citations. Car insurance companies in Maine provide discounts on car insurance premiums to those who have a good driving history but discount rates vary from company to company. You can save money on a car insurance policy in Maine by maintaining a good driving record. Most auto insurance companies in Maine provide a 5-10% good driver discount to those having a good driving history without violations.
- Drivers with no traffic ticket may save $232 on car insurance premiums in Maine.
- Drivers may save $438 on car insurance premiums if they have an accident-free record in Maine.
- By maintaining a good credit history you may save $738 on car insurance premiums in Maine.
Cheap car insurance for inexperienced drivers in Maine
Most auto insurance providers may charge high auto insurance premiums in Maine from young or inexperienced drivers because inexperienced drivers are riskier for auto insurance companies than experienced drivers. Auto insurance premiums in Maine vary according to the age of the drivers. Some companies charge high auto insurance costs from young drivers in Maine.
| Age | Average annual auto insurance premiums with parents | Average annual auto insurance premiums for young drivers alone |
| 16 | $3510 | $4706 |
| 17 | $3260 | $4328 |
| 18 | $3262 | $4005 |
| 19 | $2867 | $2428 |
Affordable auto insurance in Maine for high-risk drivers
Car insurance companies in Maine charge high auto insurance premiums from those drivers who have a bad driving history as compared to the drivers those who have no at-fault accidents, speeding tickets, or DUIs. Drivers with a good driving record in Maine can save money on auto insurance policies because auto insurance companies check the driving record of the past 3 to 5 years to decide the car insurance cost. Drivers with a good driving history in Maine may get discounts on car insurance policies.
| Rating factor | Average annual car insurance premium |
| At-Fault Accident | $1365 |
| DUI | $1419 |
| Speeding Violation | $1160 |
| Bad Credit | $1667 |
Best car insurance companies in Maine
Car insurance prices in Maine may vary from company to company. Some companies in Maine charge lower car insurance premiums than others. To get the best auto insurance policy in Maine you should check the reputation and services of the insurance companies because finding affordable car insurance policy is not just enough. You can find the best auto insurance company in Maine by comparing car insurance quotes from different car insurance providers. According to the data gathered by the MyMoneyMyQuotes following are the best car insurance providers in Maine:
- Allstate
- Bristol West
- Concord
- Countryway Insurance
- GEICO
- Hanover
- Liberty Mutual
- MetLife
- Progressive
- Sentry
- State Farm
- The Hartford
- Travelers
- USAA
- Vermont Mutual
What auto insurance coverage is mandatory to purchase for drivers in Maine?
The average annual cost to get the minimum required coverage in Maine may be around $411. The minimum required coverage for drivers in Maine to drive legally in the state is:
| Coverage type | Coverage limit |
| Bodily injury coverage per person | $50000 |
| Bodily injury per accident | $100000 |
| Property damage per accident | $25000 |
The state minimum auto insurance requirements in Maine
The state minimum auto insurance coverage requirement in Maine is liability coverage.
- $50000 bodily injury coverage per person is required in Maine.
- $100000 bodily injury coverage per accident is required in Maine.
- $25000 property damage coverage per accident is required in Maine.
Other types of optional coverages in Maine are:
- Comprehensive
- Collision
- Roadside Assistance
- Loan/Lease Payoff
- Rental Car Reimbursement
Fine for driving without car insurance in Maine
If anyone caught driving without a car insurance policy in Maine then police may charge a fine.
Car insurance prices by cities in Maine
Car insurance premiums in Maine may vary from city to city. In some cities of Maine, car insurance prices are high compared to others.
| City | Average annual insurance premiums |
| Ellsworth | $1008 |
| Waterville | $969 |
| Lewiston | $966 |
| Auburn | $960 |
| Skowhegan | $956 |
| Orono | $945 |
| Portland | $940 |
| Belfast | $938 |
| Bangor | $938 |
| Old Town | $935 |
| Augusta | $933 |
| Sanford | $932 |
| Rockland | $927 |
| Bath | $926 |
| Brewer | $923 |
| Gorham | $906 |
| Brunswick | $897 |
| Westbrook | $896 |
| South Portland | $890 |
| Old Orchard Beach | $879 |
| Saco | $878 |
| Biddeford | $877 |
| Caribou | $872 |
| Presque Isle | $870 |
If you are looking for a car insurance deal in Maine, you can compare car insurance quotes provided for free by MyMoneyMyQuotes.com to get yourself the best possible deal.
Would love to perpetually get updated outstanding web blog!