Cheap car insurance in Maine

Cheap car insurance in Maine

It is mandatory to get car insurance in Maine for drivers to drive legally in the state. Different companies in Maine provide car insurance at different rates. According to data gathered by MyMoneyMyQuotes following are the cheap car insurance providers that offer car insurance at affordable rates in Maine:

Name of the Company Average annual car insurance premiums
Travelers $624
The Hartford $740
USAA $848
Concord Group $982
State Farm $1000
MMG Insurance Company $1034
Progressive $1145
Metropolitan $1158
Patriot Group $1175
Countryway Insurance $1251
GEICO $1465
Vermont Mutual $1588
Allstate $1599
Bristol West $2168
Hanover $2791

Cheap car insurance in Maine for good drivers 

Car insurance companies may charge high car insurance premiums from drivers in Maine with histories of speeding tickets, at-fault accidents, or DUI citations. Car insurance companies in Maine provide discounts on car insurance premiums to those who have a good driving history but discount rates vary from company to company. You can save money on a car insurance policy in Maine by maintaining a good driving record. Most auto insurance companies in Maine provide a 5-10% good driver discount to those having a good driving history without violations.

  • Drivers with no traffic ticket may save $232 on car insurance premiums in Maine.
  •  Drivers may save $438 on car insurance premiums if they have an accident-free record in Maine.
  •  By maintaining a good credit history you may save $738 on car insurance premiums in Maine. 

Cheap car insurance for inexperienced drivers in Maine

Most auto insurance providers may charge high auto insurance premiums in Maine from young or inexperienced drivers because inexperienced drivers are riskier for auto insurance companies than experienced drivers.  Auto insurance premiums in Maine vary according to the age of the drivers. Some companies charge high auto insurance costs from young drivers in Maine. 

Age   Average annual auto insurance premiums with  parents Average annual auto insurance premiums for young drivers alone
16 $3510 $4706
17 $3260 $4328
18 $3262 $4005
19 $2867 $2428

Affordable auto insurance in Maine for high-risk drivers

Car insurance companies in Maine charge high auto insurance premiums from those drivers who have a bad driving history as compared to the drivers those who have no at-fault accidents, speeding tickets, or DUIs. Drivers with a good driving record in Maine can save money on auto insurance policies because auto insurance companies check the driving record of the past 3 to 5 years to decide the car insurance cost. Drivers with a good driving history in Maine may get discounts on car insurance policies.

Rating factor Average annual car insurance premium
At-Fault Accident $1365
DUI $1419
Speeding Violation $1160
Bad Credit $1667

Best car insurance companies in Maine

Car insurance prices in Maine may vary from company to company. Some companies in Maine charge lower car insurance premiums than others. To get the best auto insurance policy in Maine you should check the reputation and services of the insurance companies because finding affordable car insurance policy is not just enough. You can find the best auto insurance company in Maine by comparing car insurance quotes from different car insurance providers. According to the data gathered by the MyMoneyMyQuotes following are the best car insurance providers in Maine:

  1. Allstate
  2. Bristol West
  3. Concord
  4. Countryway Insurance
  5. GEICO
  6. Hanover
  7. Liberty Mutual
  8. MetLife
  9. Progressive
  10. Sentry
  11. State Farm
  12. The Hartford
  13. Travelers
  14. USAA
  15. Vermont Mutual

What auto insurance coverage is mandatory to purchase for drivers in Maine?

The average annual cost to get the minimum required coverage in Maine may be around $411.  The minimum required coverage for drivers in Maine to drive legally in the state is:

Coverage type Coverage limit
Bodily injury coverage per person $50000
Bodily injury per accident $100000
Property damage per accident $25000

 The state minimum auto insurance requirements in Maine

The state minimum auto insurance coverage requirement in Maine is liability coverage.

  1. $50000 bodily injury coverage per person is required in Maine.
  2. $100000 bodily injury coverage per accident is required in Maine.
  3. $25000 property damage coverage per accident is required in Maine.

Other types of optional coverages in Maine are:

  1. Comprehensive
  2. Collision
  3. Roadside Assistance
  4. Loan/Lease Payoff
  5. Rental Car Reimbursement

Fine for driving without car insurance in Maine

If anyone caught driving without a car insurance policy in Maine then police may charge a fine.

Car insurance prices by cities in Maine

Car insurance premiums in Maine may vary from city to city. In some cities of Maine, car insurance prices are high compared to others.

City Average annual insurance premiums
Ellsworth $1008
Waterville $969
Lewiston $966
Auburn $960
Skowhegan $956
Orono $945
Portland $940
Belfast $938
Bangor $938
Old Town $935
Augusta $933
Sanford $932
Rockland $927
Bath $926
Brewer $923
Gorham $906
Brunswick $897
Westbrook $896
South Portland $890
Old Orchard Beach $879
Saco $878
Biddeford $877
Caribou $872
Presque Isle $870

If you are looking for a car insurance deal in Maine, you can compare  car insurance quotes provided for free by MyMoneyMyQuotes.com to get yourself the best possible deal.

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