Cheap car insurance in Kansas
It is mandatory to get car insurance in Kansas for drivers to drive legally in the state. Different companies in Kansas provide car insurance at different rates. According to data gathered by MyMoneyMyQuotes following are the cheap car insurance providers that offer car insurance at affordable rates in Kansas:
| Name of the Company | Average annual car insurance premiums |
| Farm Bureau Mutual | $1086 |
| Travelers | $1089 |
| Cal Casualty | $1272 |
| Allied | $1326 |
| USAA | $1410 |
| Nationwide | $1445 |
| State Farm | $1445 |
| Safeco | $1506 |
| National Farmers Union P&C | $1540 |
| Progressive | $1647 |
| GEICO | $1857 |
| Farmers | $2038 |
| Metropolitan | $2166 |
| American Family | $2175 |
| Electric | $2228 |
| Shelter | $2297 |
| Safe Auto | $2310 |
| Allstate | $2506 |
| Encompass | $5300 |
Cheap car insurance in Kansas for good drivers
Car insurance companies may charge high car insurance premiums from drivers in Kansas with histories of speeding tickets, at-fault accidents, or DUI citations. Car insurance companies in Kansas provide discounts on car insurance premiums to those who have a good driving history but discount rates vary from company to company. You can save money on a car insurance policy in Kansas by maintaining a good driving record. Most auto insurance companies in Kansas provide a 5-10% good driver discount to those having a good driving history without violations.
- Drivers with no traffic ticket may save $288 on car insurance premiums in Kansas.
- Drivers may save $520 on car insurance premiums if they have an accident-free record in Kansas.
- By maintaining a good credit history you may save $1277 on car insurance premiums in Kansas.
Cheap car insurance for inexperienced drivers in Kansas
Most auto insurance providers may charge high auto insurance premiums in Kansas from young or inexperienced drivers because inexperienced drivers are riskier for auto insurance companies than experienced drivers. Auto insurance premiums in Kansas vary according to the age of the drivers. Some companies charge high auto insurance costs from young drivers in Kansas.
| Age | Average annual auto insurance premiums with parents | Average annual auto insurance premiums for young drivers alone |
| 16 | $3730 | $6202 |
| 17 | $3458 | $5400 |
| 18 | $3416 | $4822 |
| 19 | $2967 | $3159 |
Affordable auto insurance in Kansas for high-risk drivers
Car insurance companies in Kansas charge high auto insurance premiums from those drivers who have a bad driving history as compared to the drivers those who have no at-fault accidents, speeding tickets, or DUIs. Drivers with a good driving record in Kansas can save money on auto insurance policies because auto insurance companies check the driving record of the past 3 to 5 years to decide the car insurance cost. Drivers with a good driving history in Kansas may get discounts on car insurance policies.
| Rating factor | Average annual car insurance premium |
| At-Fault Accident | $1946 |
| DUI | $1892 |
| Speeding Violation | $1712 |
| Bad Credit | $2700 |
Best car insurance companies in Kansas
Car insurance prices in Kansas may vary from company to company. Some companies in Kansas charge lower car insurance premiums than others. To get the best auto insurance policy in Kansas you should check the reputation and services of the insurance companies because finding an affordable car insurance policy is not just enough. You can find the best auto insurance company in Kansas by comparing car insurance quotes from different car insurance providers. According to the data gathered by the MyMoneyMyQuotes following are the best car insurance providers in Kansas:
-
- Allied
- Allstate
- American Family
- Cal Casualty
- Encompass
- Farmers
- GEICO
- Liberty Mutual
- MetLife
- Nationwide
- Progressive
- Shelter
- State Farm
- State Farm
- USAA
What auto insurance coverage is mandatory to purchase for drivers in Kansas?
The average annual cost to get the minimum required coverage in Kansas may be around $486. The minimum required coverage for drivers in Kansas to drive legally in the state is:
| Coverage type | Coverage limit |
| Bodily injury coverage per person | $25000 |
| Bodily injury per accident | $50000 |
| Property damage per accident | $25000 |
The state minimum auto insurance requirements in Kansas
The state minimum auto insurance coverage requirement in Kansas is liability coverage.
- $25000 bodily injury coverage per person is required in Kansas.
- $50000 bodily injury coverage per accident is required in Kansas.
- $25000 property damage coverage per accident is required in Kansas.
Other types of optional coverages in Kansas are:
- Comprehensive
- Collision
- Roadside Assistance
- Loan/Lease Payoff
- Rental Car Reimbursement
- Medical payments
Fine for driving without car insurance in Kansas
If anyone caught driving without a car insurance policy in Kansas then police may charge a fine.
Car insurance prices by cities in Kansas
Car insurance premiums in Kansas may vary from city to city. In some cities of Kansas, car insurance prices are high compared to others.
| City | Average annual insurance premiums |
| Dodge City | $1911 |
| Kansas City | $1904 |
| Garden City | $1895 |
| Liberal | $1867 |
| Wichita | $1719 |
| Great Bend | $1655 |
| Derby | $1636 |
| Leavenworth | $1626 |
| Hutchinson | $1580 |
| Emporia | $1567 |
| Hays | $1555 |
| Topeka | $1542 |
| Leawood | $1528 |
| Overland Park | $1527 |
| Lenexa | $1520 |
| Shawnee | $1519 |
| Olathe | $1512 |
| Lawrence | $1498 |
| Manhattan | $1492 |
| Gardner | $1490 |
| Newton | $1467 |
| Salina | $1440 |
If you are looking for a car insurance deal in Kansas, you can compare car insurance quotes provided for free by MyMoneyMyQuotes.com to get yourself the best possible deal.
