Cheap car insurance in Connecticut
It is mandatory to get car insurance in Connecticut for drivers to drive legally in the state. Different companies in Connecticut provide car insurance at different rates. According to data gathered by MyMoneyMyQuotes following are the cheap car insurance providers that offer car insurance at affordable rates in Connecticut:
| Name of the Company | Average annual car insurance premiums |
| Unitrin | $1095 |
| General Casualty | $1119 |
| Utica National | $1127 |
| Travelers | $1154 |
| USAA | $1482 |
| MetLife | $1600 |
| State Farm | $1618 |
| Nationwide | $1708 |
| Electric | $1790 |
| Amica | $1886 |
| Progressive | $2010 |
| GEICO | $2328 |
| Metropolitan | $2447 |
| Victoria | $2524 |
| Allstate | $2798 |
| Encompass | $3957 |
| Hanover | $4654 |
Cheap car insurance in Connecticut for good drivers
Car insurance companies may charge high car insurance premiums from drivers in Connecticut with histories of speeding tickets, at-fault accidents, or DUI citations. Car insurance companies in Connecticut provide discounts on car insurance premiums to those who have a good driving history but discount rates vary from company to company. You can save money on a car insurance policy in Connecticut by maintaining a good driving record. Most auto insurance companies in Connecticut provide a 5-10% good driver discount to those having a good driving history without violations.
- Drivers with no traffic ticket may save $260 on car insurance premiums in Connecticut.
- Drivers may save $753 on car insurance premiums if they have an accident-free record in Connecticut.
- By maintaining a good credit history you may save $1310 on car insurance premiums in Connecticut.
Cheap car insurance for inexperienced drivers in Connecticut
Most auto insurance providers may charge high auto insurance premiums Connecticut from young or inexperienced drivers because inexperienced drivers are riskier for auto insurance companies than experienced drivers. Auto insurance premiums in Connecticut vary according to the age of the drivers. Some companies charge high auto insurance cost from young drivers in Connecticut.
| Age | Average annual auto insurance premiums with parents | Average annual auto insurance premiums for young drivers alone |
| 16 | $6090 | $9335 |
| 17 | $5678 | $6742 |
| 18 | $5652 | $5790 |
| 19 | $5007 | $3720 |
Affordable auto insurance in Connecticut for high-risk drivers
Car insurance companies in Connecticut charge high auto insurance premiums from those drivers who have a bad driving history as compared to the drivers those who have no at-fault accidents, speeding tickets, or DUIs. Drivers with a good driving record in Connecticut can save money on auto insurance policies because auto insurance companies check the driving record of the past 3 to 5 years to decide the car insurance cost. Drivers with a good driving history in Connecticut may get discounts on car insurance policies.
| Rating factor | Average annual car insurance premium |
| At-Fault Accident | $2255 |
| DUI | $2749 |
| Speeding Violation | $1762 |
| Bad Credit | $2812 |
Best car insurance companies in Connecticut
Car insurance prices in Connecticut may vary from company to company. Some companies in Connecticut charge lower car insurance premiums than others. To get the best auto insurance policy in Connecticut you should check the reputation and services of the insurance companies because finding affordable car insurance policy is not just enough. You can find the best auto insurance company in Connecticut by comparing car insurance quotes from different car insurance providers. According to the data gathered by the MyMoneyMyQuotes following are the best car insurance providers in Connecticut:
- Allstate
- Amica
- Electric
- Encompass
- Foremost
- GEICO
- Hanover
- Liberty Mutual
- MetLife
- Nationwide
- Progressive
- State Farm
- Travelers
- USAA
What auto insurance coverage is mandatory to purchase for drivers in Connecticut?
The average annual cost to get the minimum required coverage in Connecticut may be around $826. The minimum required coverage for drivers in Connecticut to drive legally in the state is:
| Coverage type | Coverage limit |
| Bodily injury coverage per person | $25000 |
| Bodily injury per accident | $50000 |
| Property damage per accident | $25000 |
The state minimum auto insurance requirements in Connecticut
The state minimum auto insurance coverage requirement in Connecticut is liability coverage.
- $25000 bodily injury coverage per person is required in Connecticut.
- $50000 bodily injury coverage per accident is required in Connecticut.
- $25000 property damage coverage per accident is required in Connecticut.
Other types of optional coverages in Connecticut are:
- Comprehensive
- Collision
- Roadside Assistance
- Loan/Lease Payoff
- Rental Car Reimbursement
- Medical and Funeral Services
Fine for driving without car insurance in Connecticut
If anyone caught driving without a car insurance policy in Connecticut then police may charge a fine.
Car insurance prices by cities in Connecticut
Car insurance premiums in Connecticut may vary from city to city. In some cities of Connecticut, car insurance prices are high compared to others.
| City | Average annual insurance premiums |
| New Haven | $2255 |
| Bridgeport | $2206 |
| Hartford | $2193 |
| Waterbury | $2087 |
| East Haven | $2062 |
| West Haven | $2052 |
| East Hartford | $1887 |
| Stratford | $1882 |
| Milford | $1856 |
| Naugatuck | $1839 |
| Trumbull | $1829 |
| Shelton | $1823 |
| Meriden | $1779 |
| New Britain | $1777 |
| Stamford | $1770 |
| Middletown | $1755 |
| Norwalk | $1728 |
| Danbury | $1700 |
| Bristol | $1699 |
| Newington | $1692 |
| West Hartford | $1690 |
| Manchester | $1656 |
| Norwich | $1636 |
| Torrington | $1632 |
| New London | $1618 |
If you are looking for a car insurance deal in Connecticut, you can compare car insurance quotes provided for free by MyMoneyMyQuotes.com to get yourself the best possible deal.
