Cheap car insurance in Connecticut

Cheap car insurance in Connecticut

It is mandatory to get car insurance in Connecticut for drivers to drive legally in the state. Different companies in Connecticut provide car insurance at different rates. According to data gathered by MyMoneyMyQuotes following are the cheap car insurance providers that offer car insurance at affordable rates in Connecticut:

Name of the Company Average annual car insurance premiums
Unitrin $1095
General Casualty $1119
Utica National $1127
Travelers $1154
USAA $1482
MetLife $1600
State Farm $1618
Nationwide $1708
Electric $1790
Amica $1886
Progressive $2010
GEICO $2328
Metropolitan $2447
Victoria $2524
Allstate $2798
Encompass $3957
Hanover $4654

Cheap car insurance in Connecticut for good drivers 

Car insurance companies may charge high car insurance premiums from drivers in Connecticut with histories of speeding tickets, at-fault accidents, or DUI citations. Car insurance companies in Connecticut provide discounts on car insurance premiums to those who have a good driving history but discount rates vary from company to company. You can save money on a car insurance policy in Connecticut by maintaining a good driving record. Most auto insurance companies in Connecticut provide a 5-10% good driver discount to those having a good driving history without violations.

  • Drivers with no traffic ticket may save $260 on car insurance premiums in Connecticut.
  •  Drivers may save $753 on car insurance premiums if they have an accident-free record in Connecticut.
  •  By maintaining a good credit history you may save $1310 on car insurance premiums in Connecticut. 

Cheap car insurance for inexperienced drivers in Connecticut

Most auto insurance providers may charge high auto insurance premiums Connecticut from young or inexperienced drivers because inexperienced drivers are riskier for auto insurance companies than experienced drivers.  Auto insurance premiums in Connecticut vary according to the age of the drivers. Some companies charge high auto insurance cost from young drivers in Connecticut. 

Age Average annual auto insurance premiums with parents Average annual auto insurance premiums for young drivers alone
16 $6090 $9335
17 $5678 $6742
18 $5652 $5790
19 $5007 $3720

Affordable auto insurance in Connecticut for high-risk drivers

Car insurance companies in Connecticut charge high auto insurance premiums from those drivers who have a bad driving history as compared to the drivers those who have no at-fault accidents, speeding tickets, or DUIs. Drivers with a good driving record in Connecticut can save money on auto insurance policies because auto insurance companies check the driving record of the past 3 to 5 years to decide the car insurance cost. Drivers with a good driving history in Connecticut may get discounts on car insurance policies.

Rating factor Average annual car insurance premium
At-Fault Accident $2255
DUI $2749
Speeding Violation $1762
Bad Credit $2812

Best car insurance companies in Connecticut

Car insurance prices in Connecticut may vary from company to company. Some companies in Connecticut charge lower car insurance premiums than others. To get the best auto insurance policy in Connecticut you should check the reputation and services of the insurance companies because finding affordable car insurance policy is not just enough. You can find the best auto insurance company in Connecticut by comparing car insurance quotes from different car insurance providers. According to the data gathered by the MyMoneyMyQuotes following are the best car insurance providers in Connecticut:

  1. Allstate
  2. Amica
  3. Electric
  4. Encompass
  5. Foremost
  6. GEICO
  7. Hanover
  8. Liberty Mutual
  9. MetLife
  10. Nationwide
  11. Progressive
  12. State Farm
  13. Travelers
  14. USAA

What auto insurance coverage is mandatory to purchase for drivers in Connecticut?

The average annual cost to get the minimum required coverage in Connecticut may be around $826.  The minimum required coverage for drivers in Connecticut to drive legally in the state is:

Coverage type Coverage limit
Bodily injury coverage per person $25000
Bodily injury per accident $50000
Property damage per accident $25000

The state minimum auto insurance requirements in Connecticut

The state minimum auto insurance coverage requirement in Connecticut is liability coverage.

  1. $25000 bodily injury coverage per person is required in Connecticut.
  2. $50000 bodily injury coverage per accident is required in Connecticut.
  3. $25000 property damage coverage per accident is required in Connecticut.

Other types of optional coverages in Connecticut are:

  1. Comprehensive
  2. Collision
  3. Roadside Assistance
  4. Loan/Lease Payoff
  5. Rental Car Reimbursement
  6. Medical and Funeral Services

Fine for driving without car insurance in Connecticut

If anyone caught driving without a car insurance policy in Connecticut then police may charge a fine.

Car insurance prices by cities in Connecticut

Car insurance premiums in Connecticut may vary from city to city. In some cities of Connecticut, car insurance prices are high compared to others.

City Average annual insurance premiums
New Haven $2255
Bridgeport $2206
Hartford $2193
Waterbury $2087
East Haven $2062
West Haven $2052
East Hartford $1887
Stratford $1882
Milford $1856
Naugatuck $1839
Trumbull $1829
Shelton $1823
Meriden $1779
New Britain $1777
Stamford $1770
Middletown $1755
Norwalk $1728
Danbury $1700
Bristol $1699
Newington $1692
West Hartford $1690
Manchester $1656
Norwich $1636
Torrington $1632
New London $1618

If you are looking for a car insurance deal in Connecticut, you can compare car insurance quotes provided for free by MyMoneyMyQuotes.com to get yourself the best possible deal.

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