Alabama car insurance with bad credit

Alabama car insurance with bad credit

In Alabama, it is difficult for drivers to find an affordable car insurance policy with a bad credit record. Car insurance companies in Alabama consider different rating factors to calculate the cost of car insurance policy such as

  1. Age
  2. Gender
  3. Driving record
  4. Marital status
  5. Location, etc.

Credit scores are also used by car insurance companies in Alabama to calculate the cost of a car insurance policy for the drivers. Auto insurance providers in Alabama charge higher auto insurance premiums from the drivers who have a bad credit record. Car insurance rates in Alabama vary from company to company. Some auto insurance companies in Alabama sell auto insurance policies at expensive rates to those who have a bad credit history than other auto insurance providers. MyMoneyMyQuotes team provides you some tips to get the best auto insurance policies at cheaper rates in Alabama with bad credit.

Car insurance premiums with bad credit record in Alabama

Drivers with bad credit scores in Alabama pay $1600 more per year than drivers with good credit scores. Auto insurance rates in Alabama vary from person to person according to their credit scores.

Credit tier Average annual auto insurance premium in Alabama
Worst $2957
Poor $2588
Below fair to poor $2320
Average credit- all credit tiers $1363

Car insurance premiums with bad credit record in Alabama cities

Auto insurance rates in Alabama also depend upon the location where you drive. Auto insurance companies in Alabama charge different car insurance rates in different cities. Car insurance rates are high in the cities of Alabama where insurance claim rates are high. Auto insurance companies charge higher car insurance premiums in the cities where accident rates are high. 

Car insurance premiums with bad credit record in Alabama cities

City Average annual car insurance premiums with worst credit record Average annual car insurance premiums with poor credit record Average annual car insurance premiums with below fair to poor credit record
Birmingham $3353 $2934 $2629
Montgomery $3086 $2700 $2420
Mobile $3246 $2842 $2552
Huntsville $2880 $2520 $2259
Tuscaloosa $3038 $2660 $2386

Affordable auto insurance companies for bad credit record in Alabama

Different auto insurance providers in Alabama charge different rates on auto insurance policies from the drivers. Auto insurance premiums in Alabama depend upon the car insurance company you choose to purchase a car insurance policy. Each car insurance provider in Alabama calculates car insurance rates based on different rating factors.

 The best car insurance provider in Alabama for drivers with bad credit records is GEICO. GEICO is the cheapest car insurance company in Alabama which offers around $220 off on car insurance premiums. USAA also provides car insurance policies at affordable rates in Alabama. According to the data gathered by the MyMoneyMyQuotes team following are the best auto insurance companies that offer auto insurance policies at cheaper rates in Alabama:

Car insurance company Average annual car insurance premiums
GEICO $1495
USAA $1710
ALFA $2090
Allstate $2459
Mid-Century $2563

How to find cheap auto insurance in Alabama with a bad credit record

You can find cheap auto insurance in Alabama with bad credit record in the following ways:

  1. The best way to find the cheapest car insurance in Alabama with a bad credit record is to compare auto insurance quotes. By comparing auto insurance quotes from different car insurance companies in Alabama you can get a car insurance policy at affordable rates. To get the best car insurance policy in Alabama you must check the reputation and services provided by the car insurance company.
  2. By maintaining good credit scores you can save money on your car insurance policies in Alabama. You should make timely payments to make your credit record better. 
  3. You should avoid filing car insurance claims when expenses to recover the losses are not much to save on a car insurance policy in Alabama. Most car insurance providers in Alabama consider insurance claim history to decide the cost of the car insurance policy. Car insurance companies may increase your car insurance policy cost after filing a car insurance claim. 
  4. You must check all the available discounts on car insurance policies to save on your auto insurance policy in Alabama. Different car insurance policies in Alabama offer different types of discounts on car insurance policies to their clients such as good driver discounts, claim-free history discounts, etc. 

At MyMoneyMyQuotes, its very easy to find the best and cheapest auto insurance because MyMoneyMyQuotes.com provides free insurance quotes and its very easy to compare insurance quotes to find the best suitable easy.

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